CFPB · Narrative-heavy record

United First, LLC

6 CFPB complaints · 50% with narratives · top issue Confusing or missing disclosures.

6 CFPB complaints

United First, LLC: 50% of 6 filings include consumer narratives. Timely 66.7% · relief 0% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • -80% filings 2025 to 2026

CFPB relief outcome brief

CCDB company united-first-llc

0% relief · 66.7% timely · 6 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: CCF Intermediate Holdings LLC (0% relief)

United First, LLC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among United First, LLC and nearest filing-volume peers

United First, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 66.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

United First, LLC complaint mix by product

Total complaints: 6

United First, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 3 complaints (50.0%), resolution 0.0% Payday loan, 50.0% Debt collection: 2 complaints (33.3%), resolution 0.0% Debt collection 33.3% Money transfer,: 1 complaints (16.7%), resolution 0.0% Money transfer, 16.7%
  • Payday loan, 3 50.0% 0% relief
  • Debt collection 2 33.3% 0% relief
  • Money transfer, 1 16.7% 0% relief

How United First, LLC's 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 3
Debt collection 2
Money transfer, virtual currency, or money service 1

Where United First, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
16.7% of this company's filings
NY1IN1UT1TX1CA1PA1

United First, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-80% vs 2025
0123456 20252026 1

Top States

State Complaints
NY 1
IN 1
UT 1
TX 1
CA 1
PA 1

Top Issues

Issue Complaints
Confusing or missing disclosures 2
Issues with repayment 1
Took or threatened to take negative or legal action 1
Fraud or scam 1
Electronic communications 1

Yearly Trend

Year Complaints Timely
2025 5 80%
2026 1 0%

Source: CFPB Consumer Complaint Database

United First, LLC's narrative-rich complaint ledger

United First, LLC's 6 logged complaints stay concentrated: only 6 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2025 through 2026-03-22.

United First, LLC answers 66.7% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Confusing or missing disclosures."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United First, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for United First, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for United First, LLC (66.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record