CFPB · Single-product concentration
Union Credit Corporation
44 CFPB complaints · 70.5% in "Debt collection" · top issue Attempts to collect debt not owed.
Union Credit Corporation: 70.5% of 44 CFPB complaints sit in "Debt collection". Timely 75% · relief 4.5%. Allegations, not findings.
- Single-product concentration
- +800% filings 2013 to 2024
CFPB relief outcome brief
CCDB company union-credit-corporation
4.5% relief · 75% timely · 44 filings · Debt collection
Same-product relief peers
Nearest relief peer: I.C. System, Inc. (4.5% relief)
Union Credit Corporation closes 4.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 44 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Union Credit Corporation complaint mix by product
- Debt collection 31 70.5% – 3% relief
- Credit reporting, 11 25.0% – 0% relief
- Credit reporting 1 2.3% – 0% relief
- Credit reporting 1 2.3% – 100% relief
How Union Credit Corporation's 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 31 |
| Credit reporting, credit repair services, or other personal consumer reports | 11 |
| Credit reporting or other personal consumer reports | 1 |
| Credit reporting | 1 |
Concentrated filing states for Union Credit Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 81.8% of this company's filings
Union Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2024
- 9
- +800% vs 2013
Top States
| State | Complaints |
|---|---|
| GA | 36 |
| FL | 7 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 13 |
| Written notification about debt | 7 |
| False statements or representation | 7 |
| Improper use of your report | 5 |
| Incorrect information on your report | 5 |
| Cont'd attempts collect debt not owed | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Communication tactics | 1 |
| Incorrect information on credit report | 1 |
| Improper contact or sharing of info | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2015 | 1 | 100% |
| 2016 | 2 | 50% |
| 2017 | 6 | 83.3% |
| 2018 | 3 | 100% |
| 2020 | 4 | 100% |
| 2021 | 9 | 100% |
| 2022 | 6 | 100% |
| 2023 | 3 | 100% |
| 2024 | 9 | 0% |
Source: CFPB Consumer Complaint Database
Union Credit Corporation filings cluster in one product
Union Credit Corporation's 44 logged complaints stay concentrated: only 3 states show a filing. Only 36.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2024-10-17.
Union Credit Corporation answers 75% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Union Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Union Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 44.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 75%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Union Credit Corporation (75% timely; 4.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration