CFPB · Diversified product mix

Time Investment Corporation

79 CFPB complaints · diversified mix (top product 32.9%) · top issue Took or threatened to take negative or legal action.

79 CFPB complaints

Time Investment Corporation: top product "Credit reporting or other personal consumer reports" is only 32.9% of 79 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +2500% filings 2015 to 2026

CFPB relief outcome brief

CCDB company time-investment-corporation

0% relief · 100% timely · 79 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Time Investment Corporation(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Time Investment Corporation and nearest filing-volume peers

Time Investment Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Time Investment Corporation scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

How 79 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Time Investment Corporation complaint mix by product

Total complaints: 79

Time Investment Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 79 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 26 complaints (32.9%), resolution 0.0% Credit reporting 32.9% Debt collection: 25 complaints (31.6%), resolution 0.0% Debt collection 31.6% Payday loan,: 8 complaints (10.1%), resolution 0.0% Payday loan, 10.1% Payday loan,: 8 complaints (10.1%), resolution 0.0% Payday loan, 10.1% Credit reporting,: 6 complaints (7.6%), resolution 0.0% Credit reporting, 7.6% Vehicle loan: 3 complaints (3.8%), resolution 0.0% Consumer Loan: 3 complaints (3.8%), resolution 0.0%
  • Credit reporting 26 32.9% – 0% relief
  • Debt collection 25 31.6% – 0% relief
  • Payday loan, 8 10.1% – 0% relief
  • Payday loan, 8 10.1% – 0% relief
  • Credit reporting, 6 7.6% – 0% relief
  • Vehicle loan 3 3.8% – 0% relief
  • Consumer Loan 3 3.8% – 0% relief

How Time Investment Corporation's 79 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 26
Debt collection 25
Payday loan, title loan, personal loan, or advance loan 8
Payday loan, title loan, or personal loan 8
Credit reporting, credit repair services, or other personal consumer reports 6
Vehicle loan or lease 3
Consumer Loan 3

Concentrated filing states for Time Investment Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
91.1% of this company's filings
NC72GA4CA2VA1

Time Investment Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
26
+2500% vs 2015
0102030 20152016201720182020202120222023202420252026 26

Top States

State Complaints
NC 72
GA 4
CA 2
VA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 17
Incorrect information on your report 16
Improper use of your report 10
Struggling to pay your loan 5
Problem with a credit reporting company's investigation into an existing problem 5
Charged fees or interest you didn't expect 4
Problem with a company's investigation into an existing problem 4
Repossession 2
Communication tactics 2
Problem when making payments 2
Attempts to collect debt not owed 2
False statements or representation 2
Credit monitoring or identity theft protection services 1
Problem with additional add-on products or services 1
Getting the loan 1
Cont'd attempts collect debt not owed 1
Managing the loan or lease 1
Problems when you are unable to pay 1
Lender repossessed or sold the vehicle 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 2 100%
2017 1 100%
2018 2 100%
2020 2 100%
2021 7 100%
2022 5 100%
2023 7 100%
2024 7 100%
2025 19 100%
2026 26 100%

Source: CFPB Consumer Complaint Database

Time Investment Corporation spreads across product buckets

Time Investment Corporation's 79 logged complaints stay concentrated: only 4 states show a filing. Only 38% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-19.

Time Investment Corporation answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Time Investment Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Time Investment Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Time Investment Corporation (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix