CFPB · Single-product concentration
The Law Offices of Jennifer McCoy, PC
95 CFPB complaints · 87.4% in "Debt collection" · top issue Attempts to collect debt not owed.
The Law Offices of Jennifer McCoy, PC: 87.4% of 95 CFPB complaints sit in "Debt collection". Timely 96.8% · relief 1.1%. Allegations, not findings.
- Single-product concentration
- +700% filings 2018 to 2026
CFPB relief outcome brief
CCDB company the-law-offices-of-jennifer-mccoy-pc
1.1% relief · 96.8% timely · 95 filings · Debt collection
Same-product relief peers
Nearest relief peer: AmeriCollect (1.1% relief)
The Law Offices of Jennifer McCoy, PC closes 1.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
The Law Offices of Jennifer McCoy, PC scores strongest on timely response (94/100 percentile-benchmarked) and weakest on relief provided (5/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
5 / 100 percentile-benchmarked
1.1% of complaints closed with relief to the consumer
Timely response
94 / 100 percentile-benchmarked
96.8% of complaints answered inside the CFPB 15-day window
Closed with explanation
90 / 100 percentile-benchmarked
94.7% of complaints closed with an explanation to the consumer
Most of The Law Offices of Jennifer McCoy, PC's 95 filings include narrative text
46.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
The Law Offices of Jennifer McCoy, PC complaint mix by product
- Debt collection 83 87.4% – 1% relief
- Credit reporting, 6 6.3% – 0% relief
- Credit reporting 5 5.3% – 0% relief
- Money transfer, 1 1.1% – 0% relief
How The Law Offices of Jennifer McCoy, PC's 95 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 83 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting or other personal consumer reports | 5 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for The Law Offices of Jennifer McCoy, PC
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 52.6% of this company's filings
The Law Offices of Jennifer McCoy, PC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 8
- +700% vs 2018
Top States
| State | Complaints |
|---|---|
| TN | 50 |
| GA | 13 |
| FL | 10 |
| KY | 5 |
| IN | 2 |
| AL | 2 |
| AR | 2 |
| NH | 2 |
| MS | 1 |
| WA | 1 |
| MI | 1 |
| ID | 1 |
| IL | 1 |
| MA | 1 |
| ME | 1 |
| CO | 1 |
| UNITED STATES MINOR OUTLYING ISLANDS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 40 |
| False statements or representation | 18 |
| Written notification about debt | 12 |
| Took or threatened to take negative or legal action | 12 |
| Incorrect information on your report | 6 |
| Problem with a company's investigation into an existing problem | 2 |
| Improper use of your report | 2 |
| Electronic communications | 1 |
| Managing, opening, or closing your mobile wallet account | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 10 | 100% |
| 2022 | 8 | 100% |
| 2023 | 16 | 100% |
| 2024 | 24 | 100% |
| 2025 | 27 | 100% |
| 2026 | 8 | 62.5% |
Source: CFPB Consumer Complaint Database
The Law Offices of Jennifer McCoy, PC filings cluster in one product
The Law Offices of Jennifer McCoy, PC's 95 logged complaints stay concentrated: only 17 states show a filing. 46.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-09.
The Law Offices of Jennifer McCoy, PC answers 96.8% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 1.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Law Offices of Jennifer McCoy, PC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for The Law Offices of Jennifer McCoy, PC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 95.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for The Law Offices of Jennifer McCoy, PC (96.8% timely; 1.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration