CFPB · Single-product concentration

Galaxy Capital Acquisitions, LLC

216 CFPB complaints · 88% in "Debt collection" · top issue Attempts to collect debt not owed.

216 CFPB complaints

Galaxy Capital Acquisitions, LLC: 88% of 216 CFPB complaints sit in "Debt collection". Timely 96.8% · relief 6.5%. Allegations, not findings.

  • Single-product concentration
  • -15.8% filings 2014 to 2026

CFPB relief outcome brief

CCDB company galaxy-capital-acquisitions-llc

6.5% relief · 96.8% timely · 216 filings · Debt collection

Nearest relief peer: Andreu, Palma & Andreu, PL (6.5% relief)

Galaxy Capital Acquisitions,…6.5%Aldridge PIte Haan, LLP0%Americor Funding, LLC2.3%ARC Management Group, LLC0.5%Qc Holdings Inc17.1%
Closed-with-relief % among Galaxy Capital Acquisitions, LLC and nearest filing-volume peers

Galaxy Capital Acquisitions, LLC closes 6.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Galaxy Capital Acquisitions, LLC's 216 filings include narrative text

40.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Galaxy Capital Acquisitions, LLC complaint mix by product

Total complaints: 216

Galaxy Capital Acquisitions, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 216 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 190 complaints (88.0%), resolution 7.4% Debt collection 88.0% Credit reporting: 15 complaints (6.9%), resolution 0.0% Credit reporting 6.9% Credit reporting,: 7 complaints (3.2%), resolution 0.0% Debt or: 2 complaints (0.9%), resolution 0.0% Payday loan,: 1 complaints (0.5%), resolution 0.0% Credit card: 1 complaints (0.5%), resolution 0.0%
  • Debt collection 190 88.0% 7% relief
  • Credit reporting 15 6.9% 0% relief
  • Credit reporting, 7 3.2% 0% relief
  • Debt or 2 0.9% 0% relief
  • Payday loan, 1 0.5% 0% relief
  • Credit card 1 0.5% 0% relief

How Galaxy Capital Acquisitions, LLC's 216 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 190
Credit reporting or other personal consumer reports 15
Credit reporting, credit repair services, or other personal consumer reports 7
Debt or credit management 2
Payday loan, title loan, personal loan, or advance loan 1
Credit card 1

Nationwide filing states for Galaxy Capital Acquisitions, LLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
FL
10.6% of this company's filings
FL23TX21CA17GA16NY15AZ12IL10NJ8

Galaxy Capital Acquisitions, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
16
-15.8% vs 2014
01020304050 2014201620182020202220242026 16

Top States

State Complaints
FL 23
TX 21
CA 17
GA 16
NY 15
AZ 12
IL 10
NJ 8
MI 7
MA 7
NV 6
PA 5
IN 4
VA 4
RI 4
KY 3
TN 3
CO 3
NC 3
MO 3

Top Issues

Issue Complaints
Attempts to collect debt not owed 64
Took or threatened to take negative or legal action 26
Written notification about debt 25
Cont'd attempts collect debt not owed 24
False statements or representation 17
Incorrect information on your report 15
Disclosure verification of debt 10
Communication tactics 8
Taking/threatening an illegal action 6
Improper use of your report 5
Improper contact or sharing of info 4
Electronic communications 3
Threatened to contact someone or share information improperly 3
Problem with a company's investigation into an existing problem 2
Problem with a credit reporting company's investigation into an existing problem 1
Struggling to pay your loan 1
Confusing or missing disclosures 1
Charged upfront or unexpected fees 1

Yearly Trend

Year Complaints Timely
2014 19 100%
2015 9 100%
2016 16 100%
2017 8 100%
2018 4 100%
2019 6 100%
2020 6 100%
2021 13 100%
2022 20 100%
2023 26 100%
2024 31 100%
2025 42 83.3%
2026 16 100%

Source: CFPB Consumer Complaint Database

Galaxy Capital Acquisitions, LLC filings cluster in one product

Galaxy Capital Acquisitions, LLC's 216 logged complaints reach a nationwide footprint - 44 states have at least one filing. 40.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-25.

Galaxy Capital Acquisitions, LLC answers 96.8% of complaints inside the CFPB's tracked window and closes 92.6% with a written explanation. 6.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Galaxy Capital Acquisitions, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Galaxy Capital Acquisitions, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Galaxy Capital Acquisitions, LLC (96.8% timely; 6.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration