2026 data Public-data reference. official source

Galaxy Capital Acquisitions, LLC

164 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

164 consumer complaints filed with the CFPB

This profile shows Galaxy Capital Acquisitions, LLC's complaint history from CFPB public records. 164 consumers have filed complaints since 2014. The company has a 97% timely response rate and has provided relief in 7.9% of cases.

164
Total Complaints
97%
Timely Response
4.9%
Disputed
7.9%
Relief Provided
44
States Active
2014
Since

Total complaints

164

Filed since 2014

Timely response

97%

CFPB-tracked response window

Relief rate

7.9%

Closed with monetary or non-monetary relief

Timely response rate 97.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.9%
Industry median

Share closed with monetary or non-monetary relief.

Galaxy Capital Acquisitions, LLC complaint mix by product

Total complaints: 164

Galaxy Capital Acquisitions, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 164 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 145 complaints (88.4%), resolution 9.0% Debt collection 88.4% Credit reporting: 11 complaints (6.7%), resolution 0.0% Credit reporting 6.7% Credit reporting,: 6 complaints (3.7%), resolution 0.0% Payday loan,: 1 complaints (0.6%), resolution 0.0% Debt or: 1 complaints (0.6%), resolution 0.0%
  • Debt collection 145 88.4% 9% relief
  • Credit reporting 11 6.7% 0% relief
  • Credit reporting, 6 3.7% 0% relief
  • Payday loan, 1 0.6% 0% relief
  • Debt or 1 0.6% 0% relief

How Galaxy Capital Acquisitions, LLC's 164 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 145
Credit reporting or other personal consumer reports 11
Credit reporting, credit repair services, or other personal consumer reports 6
Payday loan, title loan, personal loan, or advance loan 1
Debt or credit management 1

Top States

State Complaints
FL 17
TX 15
CA 15
NY 14
GA 11
AZ 8
NJ 6
IL 6
MI 6
VA 4
RI 4
NV 3
MO 3
MN 3
CO 3
MA 3
PA 2
NM 2
OH 2
WA 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 41
Cont'd attempts collect debt not owed 23
Written notification about debt 22
Took or threatened to take negative or legal action 18
Incorrect information on your report 12
False statements or representation 11
Disclosure verification of debt 9
Communication tactics 7
Taking/threatening an illegal action 6
Improper contact or sharing of info 4
Problem with a company's investigation into an existing problem 2
Threatened to contact someone or share information improperly 2
Improper use of your report 2
Electronic communications 2
Struggling to pay your loan 1
Problem with a credit reporting company's investigation into an existing problem 1
Confusing or missing disclosures 1

Yearly Trend

Year Complaints Timely
2014 19 100%
2015 7 100%
2016 16 100%
2017 7 100%
2018 4 100%
2019 6 100%
2020 4 100%
2021 6 100%
2022 17 100%
2023 19 100%
2024 24 100%
2025 31 83.9%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Galaxy Capital Acquisitions, LLC

Galaxy Capital Acquisitions, LLC has accumulated 164 consumer complaints in the CFPB public database, with filings active across 44 U.S. states. Of those submissions, 48 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-04-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Galaxy Capital Acquisitions, LLC reports a 97% timely-response rate and has closed 92.1% of cases with a written explanation to the consumer. 7.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Galaxy Capital Acquisitions, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Galaxy Capital Acquisitions, LLC have?

Galaxy Capital Acquisitions, LLC has received 164 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Galaxy Capital Acquisitions, LLC respond to complaints on time?

Galaxy Capital Acquisitions, LLC has a 97% timely response rate to CFPB complaints.

What is the most common complaint about Galaxy Capital Acquisitions, LLC?

The most common issue reported against Galaxy Capital Acquisitions, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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