CFPB · Narrative-heavy record

TCN Inc

8 CFPB complaints · 62.5% with narratives · top issue Vehicle was repossessed or sold the vehicle.

8 CFPB complaints

TCN Inc: 62.5% of 8 filings include consumer narratives. Timely 100% · relief 12.5% · top product Payday loan, title loan, or personal loan. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2016 to 2025

CFPB relief outcome brief

CCDB company tcn-inc

12.5% relief · 100% timely · 8 filings · Payday loan, title loan, or personal loan

Nearest relief peer: GVA Holdings, LLC (11.9% relief)

TCN Inc (this)12.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among TCN Inc and nearest filing-volume peers

TCN Inc closes 12.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

TCN Inc complaint mix by product

Total complaints: 8

TCN Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 3 complaints (37.5%), resolution 33.3% Payday loan, 37.5% Payday loan,: 3 complaints (37.5%), resolution 0.0% Payday loan, 37.5% Debt collection: 1 complaints (12.5%), resolution 0.0% Debt collection 12.5% Consumer Loan: 1 complaints (12.5%), resolution 0.0% Consumer Loan 12.5%
  • Payday loan, 3 37.5% 33% relief
  • Payday loan, 3 37.5% 0% relief
  • Debt collection 1 12.5% 0% relief
  • Consumer Loan 1 12.5% 0% relief

How TCN Inc's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 3
Payday loan, title loan, personal loan, or advance loan 3
Debt collection 1
Consumer Loan 1

Concentrated filing states for TCN Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
87.5% of this company's filings
GA7TN1

TCN Inc complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2016
0.511.522.533.5 201620182020202320242025 1

Top States

State Complaints
GA 7
TN 1

Top Issues

Issue Complaints
Vehicle was repossessed or sold the vehicle 2
Struggling to pay your loan 2
Took or threatened to take negative or legal action 1
Can't contact lender or servicer 1
Charged fees or interest I didn't expect 1
Problem with the payoff process at the end of the loan 1

Yearly Trend

Year Complaints Timely
2016 1 100%
2018 1 100%
2020 1 100%
2023 1 100%
2024 3 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

TCN Inc's narrative-rich complaint ledger

TCN Inc's 8 logged complaints stay concentrated: only 2 states show a filing. 62.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-11-04.

TCN Inc answers 100% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 12.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Vehicle was repossessed or sold the vehicle."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about TCN Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for TCN Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for TCN Inc (100% timely; 12.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record