CFPB · Single-product concentration
Summit Funding, Inc.
86 CFPB complaints · 80.2% in "Mortgage" · top issue Trouble during payment process.
Summit Funding, Inc.: 80.2% of 86 CFPB complaints sit in "Mortgage". Timely 91.9% · relief 2.3%. Allegations, not findings.
- Single-product concentration
- -60% filings 2015 to 2025
CFPB relief outcome brief
CCDB company summit-funding-inc
2.3% relief · 91.9% timely · 86 filings · Mortgage
Same-product relief peers
Nearest relief peer: Dovenmuehle Mortgage, Inc. (2.2% relief)
Summit Funding, Inc. closes 2.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Summit Funding, Inc.'s 86 filings include narrative text
54.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Summit Funding, Inc. complaint mix by product
- Mortgage 69 80.2% – 3% relief
- Credit reporting, 10 11.6% – 0% relief
- Credit reporting 4 4.7% – 0% relief
- Debt collection 2 2.3% – 0% relief
- Money transfer, 1 1.2% – 0% relief
How Summit Funding, Inc.'s 86 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 69 |
| Credit reporting, credit repair services, or other personal consumer reports | 10 |
| Credit reporting or other personal consumer reports | 4 |
| Debt collection | 2 |
| Money transfer, virtual currency, or money service | 1 |
Where Summit Funding, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 34.9% of this company's filings
Summit Funding, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 4
- -60% vs 2015
Top States
| State | Complaints |
|---|---|
| CA | 30 |
| AZ | 11 |
| OH | 8 |
| NC | 8 |
| TN | 5 |
| TX | 4 |
| MI | 4 |
| IL | 2 |
| GA | 2 |
| SC | 2 |
| FL | 2 |
| ID | 1 |
| CO | 1 |
| KY | 1 |
| AR | 1 |
| WA | 1 |
| LA | 1 |
| OR | 1 |
| UT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 21 |
| Struggling to pay mortgage | 13 |
| Application, originator, mortgage broker | 12 |
| Applying for a mortgage or refinancing an existing mortgage | 7 |
| Closing on a mortgage | 7 |
| Improper use of your report | 6 |
| Incorrect information on your report | 5 |
| Loan servicing, payments, escrow account | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Credit decision / Underwriting | 2 |
| Settlement process and costs | 2 |
| Attempts to collect debt not owed | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Communication tactics | 1 |
| Money was not available when promised | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 10 | 90% |
| 2016 | 5 | 100% |
| 2017 | 6 | 83.3% |
| 2018 | 13 | 84.6% |
| 2019 | 5 | 100% |
| 2020 | 10 | 100% |
| 2021 | 10 | 90% |
| 2022 | 16 | 93.8% |
| 2023 | 4 | 100% |
| 2024 | 3 | 66.7% |
| 2025 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Summit Funding, Inc. filings cluster in one product
Summit Funding, Inc.'s 86 logged complaints stay concentrated: only 19 states show a filing. 54.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2025-12-28.
Summit Funding, Inc. answers 91.9% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 2.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Summit Funding, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Summit Funding, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 86.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 91.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Summit Funding, Inc. (91.9% timely; 2.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration