Summit Funding, Inc.
86 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Summit Funding, Inc. complaint mix by product
- Mortgage 69 80.2% – 3% relief
- Credit reporting, 10 11.6% – 0% relief
- Credit reporting 4 4.7% – 0% relief
- Debt collection 2 2.3% – 0% relief
- Money transfer, 1 1.2% – 0% relief
How Summit Funding, Inc.'s 86 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 69 |
| Credit reporting, credit repair services, or other personal consumer reports | 10 |
| Credit reporting or other personal consumer reports | 4 |
| Debt collection | 2 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 30 |
| AZ | 11 |
| OH | 8 |
| NC | 8 |
| TN | 5 |
| TX | 4 |
| MI | 4 |
| IL | 2 |
| GA | 2 |
| SC | 2 |
| FL | 2 |
| ID | 1 |
| CO | 1 |
| KY | 1 |
| AR | 1 |
| WA | 1 |
| LA | 1 |
| OR | 1 |
| UT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 21 |
| Struggling to pay mortgage | 13 |
| Application, originator, mortgage broker | 12 |
| Applying for a mortgage or refinancing an existing mortgage | 7 |
| Closing on a mortgage | 7 |
| Improper use of your report | 6 |
| Incorrect information on your report | 5 |
| Loan servicing, payments, escrow account | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Credit decision / Underwriting | 2 |
| Settlement process and costs | 2 |
| Attempts to collect debt not owed | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Communication tactics | 1 |
| Money was not available when promised | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 10 | 90% |
| 2016 | 5 | 100% |
| 2017 | 6 | 83.3% |
| 2018 | 13 | 84.6% |
| 2019 | 5 | 100% |
| 2020 | 10 | 100% |
| 2021 | 10 | 90% |
| 2022 | 16 | 93.8% |
| 2023 | 4 | 100% |
| 2024 | 3 | 66.7% |
| 2025 | 4 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Summit Funding, Inc.
Summit Funding, Inc.'s 86 logged complaints stay concentrated: only 19 states show a filing on record. 54.7% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2025-12-28.
Summit Funding, Inc. answers 91.9% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 2.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Summit Funding, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Summit Funding, Inc. have?
86, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Summit Funding, Inc. respond to complaints on time?
91.9% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Summit Funding, Inc.?
"Trouble during payment process", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.