Total complaints
61
Filed since 2015
2026 data Public-data reference. official source
SUMMIT FUNDING, INC.
61 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
61 consumer complaints filed with the CFPB
This profile shows SUMMIT FUNDING, INC.'s complaint history from CFPB public records. 61 consumers have filed complaints since 2015. The company has a 90.2% timely response rate and has provided relief in 3.3% of cases.
61
Total Complaints
90.2%
Timely Response
8.2%
Disputed
3.3%
Relief Provided
15
States Active
2015
Since
Timely response
90.2%
CFPB-tracked response window
Relief rate
3.3%
Closed with monetary or non-monetary relief
Timely response rate 90.2%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 3.3%
Industry median
Share closed with monetary or non-monetary relief.
SUMMIT FUNDING, INC. complaint mix by product
- Mortgage 50 82.0% – 4% relief
- Credit reporting, 7 11.5% – 0% relief
- Credit reporting 3 4.9% – 0% relief
- Debt collection 1 1.6% – 0% relief
How SUMMIT FUNDING, INC.'s 61 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 50 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Credit reporting or other personal consumer reports | 3 |
| Debt collection | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 21 |
| AZ | 9 |
| OH | 8 |
| NC | 7 |
| TX | 2 |
| MI | 2 |
| SC | 2 |
| TN | 2 |
| IL | 2 |
| WA | 1 |
| KY | 1 |
| CO | 1 |
| GA | 1 |
| OR | 1 |
| ID | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 15 |
| Application, originator, mortgage broker | 11 |
| Struggling to pay mortgage | 10 |
| Improper use of your report | 6 |
| Applying for a mortgage or refinancing an existing mortgage | 5 |
| Loan servicing, payments, escrow account | 4 |
| Incorrect information on your report | 3 |
| Credit decision / Underwriting | 2 |
| Closing on a mortgage | 2 |
| Settlement process and costs | 1 |
| Communication tactics | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 10 | 90% |
| 2016 | 4 | 100% |
| 2017 | 5 | 80% |
| 2018 | 9 | 77.8% |
| 2019 | 3 | 100% |
| 2020 | 6 | 100% |
| 2021 | 7 | 85.7% |
| 2022 | 9 | 100% |
| 2023 | 2 | 100% |
| 2024 | 3 | 66.7% |
| 2025 | 3 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About SUMMIT FUNDING, INC.
SUMMIT FUNDING, INC. has accumulated 61 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 22 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2025-10-27, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, SUMMIT FUNDING, INC. reports a 90.2% timely-response rate and has closed 96.7% of cases with a written explanation to the consumer. 3.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 8.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SUMMIT FUNDING, INC.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does SUMMIT FUNDING, INC. have?
SUMMIT FUNDING, INC. has received 61 consumer complaints filed with the Consumer Financial Protection Bureau.
Does SUMMIT FUNDING, INC. respond to complaints on time?
SUMMIT FUNDING, INC. has a 90.2% timely response rate to CFPB complaints.
What is the most common complaint about SUMMIT FUNDING, INC.?
The most common issue reported against SUMMIT FUNDING, INC. is "Trouble during payment process" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.
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