CFPB · Narrative-heavy record

Sulphur Bank Rancheria Enterprises

49 CFPB complaints · 61.2% with narratives · top issue Charged fees or interest you didn't expect.

49 CFPB complaints

Sulphur Bank Rancheria Enterprises: 61.2% of 49 filings include consumer narratives. Timely 98% · relief 0% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2022 to 2026

CFPB relief outcome brief

CCDB company sulphur-bank-rancheria-enterprises

0% relief · 98% timely · 49 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: CCF Intermediate Holdings LLC (0% relief)

Sulphur Bank Rancheria Enter…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Sulphur Bank Rancheria Enterprises and nearest filing-volume peers

Sulphur Bank Rancheria Enterprises closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Sulphur Bank Rancheria Enterprises's 49 filings include narrative text

61.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 98.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Sulphur Bank Rancheria Enterprises complaint mix by product

Total complaints: 49

Sulphur Bank Rancheria Enterprises complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 49 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 30 complaints (61.2%), resolution 0.0% Payday loan, 61.2% Payday loan,: 12 complaints (24.5%), resolution 0.0% Payday loan, 24.5% Debt collection: 5 complaints (10.2%), resolution 0.0% Debt collection 10.2% Credit card: 1 complaints (2.0%), resolution 0.0% Credit reporting: 1 complaints (2.0%), resolution 0.0%
  • Payday loan, 30 61.2% 0% relief
  • Payday loan, 12 24.5% 0% relief
  • Debt collection 5 10.2% 0% relief
  • Credit card 1 2.0% 0% relief
  • Credit reporting 1 2.0% 0% relief

How Sulphur Bank Rancheria Enterprises's 49 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 30
Payday loan, title loan, or personal loan 12
Debt collection 5
Credit card 1
Credit reporting or other personal consumer reports 1

Where Sulphur Bank Rancheria Enterprises complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
18.4% of this company's filings
OH9CA7IN7CO5KY3LA3WA2TX2

Sulphur Bank Rancheria Enterprises complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
3
0% vs 2022
05101520 20222023202420252026 3

Top States

State Complaints
OH 9
CA 7
IN 7
CO 5
KY 3
LA 3
WA 2
TX 2
MI 2
NJ 1
AZ 1
TN 1
OK 1
WI 1
KS 1
MS 1
NC 1
NY 1

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 20
Struggling to pay your loan 9
Received a loan you didn't apply for 3
Money was taken from your bank account on the wrong day or for the wrong amount 2
Electronic communications 2
Took or threatened to take negative or legal action 1
Fees or interest 1
Getting the loan 1
Can't stop withdrawals from your bank account 1
Problem with additional add-on products or services 1
Problem with the payoff process at the end of the loan 1
Improper use of your report 1
Was approved for a loan, but didn't receive the money 1
Attempts to collect debt not owed 1
Problem when making payments 1
Threatened to contact someone or share information improperly 1
Can't contact lender or servicer 1
Getting a line of credit 1

Yearly Trend

Year Complaints Timely
2022 3 66.7%
2023 15 100%
2024 12 100%
2025 16 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Sulphur Bank Rancheria Enterprises's narrative-rich complaint ledger

Sulphur Bank Rancheria Enterprises's 49 logged complaints stay concentrated: only 18 states show a filing. 61.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-02-28.

Sulphur Bank Rancheria Enterprises answers 98% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sulphur Bank Rancheria Enterprises.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Sulphur Bank Rancheria Enterprises: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Sulphur Bank Rancheria Enterprises (98% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record