CFPB · Lower closed-with-relief share
Lockhart, Morris & Montgomery Inc.
2.5K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
Lockhart, Morris & Montgomery Inc. closes 0% with relief (lower third) on 2.5K filings. Timely 98% · top product Debt collection. Allegations, not findings.
- Volume rank #189 of 342
- Lower closed-with-relief share
- +60800% filings 2013 to 2026
CFPB relief outcome brief
CCDB company lockhart-morris-montgomery-inc
0% relief · 98% timely · 2.5K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Lockhart, Morris & Montgomery Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 2.5K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Lockhart, Morris & Montgomery Inc. complaint mix by product
- Debt collection 2K 77.4% – 0% relief
- Credit reporting 437 17.5% – 0% relief
- Credit reporting, 105 4.2% – 0% relief
- Student loan 11 0.4% – 0% relief
- Debt or 6 0.2% – 0% relief
- Credit card 3 0.1% – 0% relief
- Payday loan, 2 0.1% – 0% relief
How Lockhart, Morris & Montgomery Inc.'s 2.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.9K |
| Credit reporting or other personal consumer reports | 437 |
| Credit reporting, credit repair services, or other personal consumer reports | 105 |
| Student loan | 11 |
| Debt or credit management | 6 |
| Credit card | 3 |
| Payday loan, title loan, personal loan, or advance loan | 2 |
| Vehicle loan or lease | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Consumer Loan | 1 |
| Payday loan, title loan, or personal loan | 1 |
Nationwide filing states for Lockhart, Morris & Montgomery Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 21.6% of this company's filings
Lockhart, Morris & Montgomery Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 609
- +60800% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 540 |
| TX | 524 |
| GA | 250 |
| MI | 123 |
| OH | 80 |
| CA | 71 |
| LA | 70 |
| PA | 68 |
| NC | 66 |
| SC | 65 |
| AL | 61 |
| WI | 59 |
| IL | 51 |
| TN | 45 |
| NY | 42 |
| MD | 39 |
| NJ | 38 |
| VA | 38 |
| AZ | 32 |
| MO | 29 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 846 |
| Written notification about debt | 415 |
| Took or threatened to take negative or legal action | 306 |
| False statements or representation | 254 |
| Incorrect information on your report | 251 |
| Improper use of your report | 156 |
| Problem with a company's investigation into an existing problem | 104 |
| Communication tactics | 62 |
| Problem with a credit reporting company's investigation into an existing problem | 29 |
| Threatened to contact someone or share information improperly | 15 |
| Electronic communications | 14 |
| Cont'd attempts collect debt not owed | 8 |
| Getting a loan | 4 |
| Credit monitoring or identity theft protection services | 4 |
| Disclosure verification of debt | 4 |
| Charged upfront or unexpected fees | 3 |
| Improper contact or sharing of info | 3 |
| Confusing or missing disclosures | 2 |
| Fraud or scam | 2 |
| Dealing with my lender or servicer | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 5 | 100% |
| 2015 | 2 | 100% |
| 2016 | 10 | 100% |
| 2017 | 14 | 100% |
| 2018 | 8 | 100% |
| 2019 | 37 | 97.3% |
| 2020 | 58 | 94.8% |
| 2021 | 91 | 98.9% |
| 2022 | 128 | 91.4% |
| 2023 | 245 | 96.3% |
| 2024 | 471 | 96% |
| 2025 | 817 | 99.4% |
| 2026 | 609 | 99.7% |
Source: CFPB Consumer Complaint Database
Lockhart, Morris & Montgomery Inc. in the lower-relief third
Lockhart, Morris & Montgomery Inc.'s 2,496 logged complaints reach a nationwide footprint - 51 states have at least one filing. Only 35% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25. Closed-with-relief 0% sits in the lower third of the corpus.
Lockhart, Morris & Montgomery Inc. closes 0% with monetary or non-monetary relief and answers 98% inside the CFPB window; 96.6% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Lockhart, Morris & Montgomery Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Lockhart, Morris & Montgomery Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.5K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 98%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Lockhart, Morris & Montgomery Inc. (#189 of 342; 98% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share