CFPB · Single-product concentration

Stone Higgs & Drexler

25 CFPB complaints · 72% in "Debt collection" · top issue Took or threatened to take negative or legal action.

25 CFPB complaints

Stone Higgs & Drexler: 72% of 25 CFPB complaints sit in "Debt collection". Timely 100% · relief 8%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2015 to 2026

CFPB relief outcome brief

CCDB company stone-higgs-drexler

8% relief · 100% timely · 25 filings · Debt collection

Nearest relief peer: NRA Group, LLC (8.1% relief)

Stone Higgs & Drexler (this)8%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Stone Higgs & Drexler and nearest filing-volume peers

Stone Higgs & Drexler closes 8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Stone Higgs & Drexler's 25 filings include narrative text

48% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Stone Higgs & Drexler complaint mix by product

Total complaints: 25

Stone Higgs & Drexler complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 25 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 18 complaints (72.0%), resolution 5.6% Debt collection 72.0% Vehicle loan: 2 complaints (8.0%), resolution 50.0% Vehicle loan 8.0% Payday loan,: 2 complaints (8.0%), resolution 0.0% Payday loan, 8.0% Credit reporting,: 2 complaints (8.0%), resolution 0.0% Credit reporting, 8.0% Credit reporting: 1 complaints (4.0%), resolution 0.0%
  • Debt collection 18 72.0% 6% relief
  • Vehicle loan 2 8.0% 50% relief
  • Payday loan, 2 8.0% 0% relief
  • Credit reporting, 2 8.0% 0% relief
  • Credit reporting 1 4.0% 0% relief

How Stone Higgs & Drexler's 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 18
Vehicle loan or lease 2
Payday loan, title loan, personal loan, or advance loan 2
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 1

Concentrated filing states for Stone Higgs & Drexler

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
72% of this company's filings
TN18GA2AL1TX1AR1MS1IL1

Stone Higgs & Drexler falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-33.3% vs 2015
02468 2015201620182019202020212022202420252026 2

Top States

State Complaints
TN 18
GA 2
AL 1
TX 1
AR 1
MS 1
IL 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 9
Incorrect information on your report 3
False statements or representation 2
Attempts to collect debt not owed 2
Taking/threatening an illegal action 2
Disclosure verification of debt 2
Repossession 1
Problem when making payments 1
Problem with the payoff process at the end of the loan 1
Cont'd attempts collect debt not owed 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2015 3 100%
2016 2 100%
2018 2 100%
2019 2 100%
2020 2 100%
2021 1 100%
2022 3 100%
2024 2 100%
2025 6 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

Stone Higgs & Drexler filings cluster in one product

Stone Higgs & Drexler's 25 logged complaints stay concentrated: only 7 states show a filing. 48% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-03.

Stone Higgs & Drexler answers 100% of complaints inside the CFPB's tracked window and closes 92% with a written explanation. 8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stone Higgs & Drexler.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Stone Higgs & Drexler: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Stone Higgs & Drexler (100% timely; 8% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration