CFPB · Single-product concentration

Stockton Mortgage

39 CFPB complaints · 89.7% in "Mortgage" · top issue Trouble during payment process.

39 CFPB complaints

Stockton Mortgage: 89.7% of 39 CFPB complaints sit in "Mortgage". Timely 97.4% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2020 to 2026

CFPB relief outcome brief

CCDB company stockton-mortgage

0% relief · 97.4% timely · 39 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Stockton Mortgage (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Stockton Mortgage and nearest filing-volume peers

Stockton Mortgage closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Stockton Mortgage's 39 filings include narrative text

64.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Stockton Mortgage complaint mix by product

Total complaints: 39

Stockton Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 39 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 35 complaints (89.7%), resolution 0.0% Mortgage 89.7% Credit reporting: 3 complaints (7.7%), resolution 0.0% Credit reporting 7.7% Money transfer,: 1 complaints (2.6%), resolution 0.0%
  • Mortgage 35 89.7% 0% relief
  • Credit reporting 3 7.7% 0% relief
  • Money transfer, 1 2.6% 0% relief

How Stockton Mortgage's 39 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 35
Credit reporting or other personal consumer reports 3
Money transfer, virtual currency, or money service 1

Where Stockton Mortgage complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
23.1% of this company's filings
GA9FL9KY7PA2VA2TN2IN1CA1

Stockton Mortgage rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
4
+100% vs 2020
051015 2020202120222023202420252026 4

Top States

State Complaints
GA 9
FL 9
KY 7
PA 2
VA 2
TN 2
IN 1
CA 1
AR 1
MS 1
WV 1
IA 1
OH 1

Top Issues

Issue Complaints
Trouble during payment process 21
Closing on a mortgage 6
Applying for a mortgage or refinancing an existing mortgage 5
Incorrect information on your report 2
Problem with a company's investigation into an existing problem 2
Other transaction problem 1
Improper use of your report 1
Struggling to pay mortgage 1

Yearly Trend

Year Complaints Timely
2020 2 100%
2021 7 100%
2022 2 100%
2023 7 100%
2024 5 100%
2025 12 91.7%
2026 4 100%

Source: CFPB Consumer Complaint Database

Stockton Mortgage filings cluster in one product

Stockton Mortgage's 39 logged complaints stay concentrated: only 13 states show a filing. 64.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-15.

Stockton Mortgage answers 97.4% of complaints inside the CFPB's tracked window and closes 94.9% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stockton Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Stockton Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Stockton Mortgage (97.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration