CFPB · Single-product concentration
Stephen L. Bruce, P.C.
35 CFPB complaints · 97.1% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Stephen L. Bruce, P.C.: 97.1% of 35 CFPB complaints sit in "Debt collection". Timely 94.3% · relief 5.7%. Allegations, not findings.
- Single-product concentration
- +100% filings 2014 to 2026
CFPB relief outcome brief
CCDB company stephen-l-bruce-p-c
5.7% relief · 94.3% timely · 35 filings · Debt collection
Same-product relief peers
Nearest relief peer: ARS National Services, Inc. (5.7% relief)
Stephen L. Bruce, P.C. closes 5.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Stephen L. Bruce, P.C.'s 35 filings include narrative text
42.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Stephen L. Bruce, P.C. complaint mix by product
- Debt collection 34 97.1% – 6% relief
- Credit reporting 1 2.9% – 0% relief
How Stephen L. Bruce, P.C.'s 35 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 34 |
| Credit reporting | 1 |
Concentrated filing states for Stephen L. Bruce, P.C.
Top states by attributed CFPB complaint volume for this company
- Leading state
- OK
- 54.3% of this company's filings
Stephen L. Bruce, P.C. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- +100% vs 2014
Top States
| State | Complaints |
|---|---|
| OK | 19 |
| LA | 9 |
| AR | 5 |
| NY | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 12 |
| False statements or representation | 9 |
| Attempts to collect debt not owed | 6 |
| Written notification about debt | 5 |
| Cont'd attempts collect debt not owed | 1 |
| Communication tactics | 1 |
| Improper use of my credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2015 | 3 | 100% |
| 2017 | 3 | 100% |
| 2018 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 1 | 100% |
| 2021 | 3 | 100% |
| 2022 | 9 | 100% |
| 2023 | 2 | 100% |
| 2024 | 1 | 100% |
| 2025 | 5 | 100% |
| 2026 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Stephen L. Bruce, P.C. filings cluster in one product
Stephen L. Bruce, P.C.'s 35 logged complaints stay concentrated: only 5 states show a filing. 42.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-04-15.
Stephen L. Bruce, P.C. answers 94.3% of complaints inside the CFPB's tracked window and closes 94.3% with a written explanation. 5.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stephen L. Bruce, P.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Stephen L. Bruce, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 35.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.3%.
- Sn Servicing Corporation Δ 0.0 pts · 926 complaints 94.3%timely
- Nationwide Recovery Systems, Ltd Δ 0.1 pts · 637 complaints 94.2%timely
- Second Round Limited Partnership, Austin, TX Branch Δ 0.1 pts · 380 complaints 94.2%timely
- Paramount Residential Mortgage Group Δ 0.1 pts · 278 complaints 94.2%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Stephen L. Bruce, P.C. (94.3% timely; 5.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration