CFPB · Single-product concentration
ARS National Services, Inc.
546 CFPB complaints · 87% in "Debt collection" · top issue Attempts to collect debt not owed.
ARS National Services, Inc.: 87% of 546 CFPB complaints sit in "Debt collection". Timely 97.8% · relief 5.7%. Allegations, not findings.
- Single-product concentration
- +118.2% filings 2013 to 2026
CFPB relief outcome brief
CCDB company ars-national-services-inc
5.7% relief · 97.8% timely · 546 filings · Debt collection
Same-product relief peers
Nearest relief peer: Hewitt-Capital (5.8% relief)
ARS National Services, Inc. closes 5.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 546 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
ARS National Services, Inc. complaint mix by product
- Debt collection 475 87.0% – 6% relief
- Credit reporting, 35 6.4% – 0% relief
- Credit reporting 22 4.0% – 0% relief
- Credit card 9 1.6% – 0% relief
- Credit card 3 0.5% – 0% relief
- Debt or 1 0.2% – 0% relief
- Credit reporting 1 0.2% – 100% relief
How ARS National Services, Inc.'s 546 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 475 |
| Credit reporting, credit repair services, or other personal consumer reports | 35 |
| Credit reporting or other personal consumer reports | 22 |
| Credit card | 9 |
| Credit card or prepaid card | 3 |
| Debt or credit management | 1 |
| Credit reporting | 1 |
Nationwide filing states for ARS National Services, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 16.5% of this company's filings
ARS National Services, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 24
- +118.2% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 90 |
| NY | 85 |
| FL | 38 |
| TX | 32 |
| NJ | 26 |
| GA | 24 |
| PA | 22 |
| IL | 19 |
| OH | 18 |
| NC | 16 |
| AZ | 14 |
| MI | 14 |
| MD | 13 |
| VA | 13 |
| MA | 9 |
| MO | 9 |
| MS | 6 |
| IN | 6 |
| AR | 6 |
| CO | 6 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 149 |
| Written notification about debt | 91 |
| Communication tactics | 67 |
| False statements or representation | 51 |
| Cont'd attempts collect debt not owed | 44 |
| Incorrect information on your report | 27 |
| Took or threatened to take negative or legal action | 26 |
| Disclosure verification of debt | 24 |
| Improper use of your report | 16 |
| Threatened to contact someone or share information improperly | 11 |
| Problem with a credit reporting company's investigation into an existing problem | 9 |
| Improper contact or sharing of info | 6 |
| Problem with a company's investigation into an existing problem | 5 |
| Electronic communications | 5 |
| Problem with a purchase shown on your statement | 3 |
| Problem with fraud alerts or security freezes | 2 |
| Other features, terms, or problems | 2 |
| Didn't provide services promised | 1 |
| Struggling to pay your bill | 1 |
| Unable to get your credit report or credit score | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 11 | 100% |
| 2014 | 29 | 93.1% |
| 2015 | 26 | 84.6% |
| 2016 | 27 | 92.6% |
| 2017 | 43 | 93% |
| 2018 | 42 | 100% |
| 2019 | 40 | 100% |
| 2020 | 57 | 100% |
| 2021 | 50 | 98% |
| 2022 | 47 | 100% |
| 2023 | 38 | 100% |
| 2024 | 42 | 100% |
| 2025 | 70 | 100% |
| 2026 | 24 | 100% |
Source: CFPB Consumer Complaint Database
ARS National Services, Inc. filings cluster in one product
ARS National Services, Inc.'s 546 logged complaints reach a nationwide footprint - 47 states have at least one filing. Only 36.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-05-04.
ARS National Services, Inc. answers 97.8% of complaints inside the CFPB's tracked window and closes 92.5% with a written explanation. 5.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about ARS National Services, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for ARS National Services, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 546.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for ARS National Services, Inc. (97.8% timely; 5.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration