2026 data Public-data reference. official source

ARS National Services, Inc.

452 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

452 consumer complaints filed with the CFPB

This profile shows ARS National Services, Inc.'s complaint history from CFPB public records. 452 consumers have filed complaints since 2013. The company has a 98% timely response rate and has provided relief in 6.9% of cases.

452
Total Complaints
98%
Timely Response
1.3%
Disputed
6.9%
Relief Provided
46
States Active
2013
Since

Total complaints

452

Filed since 2013

Timely response

98%

CFPB-tracked response window

Relief rate

6.9%

Closed with monetary or non-monetary relief

Timely response rate 98.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.9%
Industry median

Share closed with monetary or non-monetary relief.

ARS National Services, Inc. complaint mix by product

Total complaints: 452

ARS National Services, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 452 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 391 complaints (86.5%), resolution 7.7% Debt collection 86.5% Credit reporting,: 29 complaints (6.4%), resolution 0.0% Credit reporting, 6.4% Credit reporting: 20 complaints (4.4%), resolution 0.0% Credit card: 7 complaints (1.5%), resolution 0.0% Credit card: 3 complaints (0.7%), resolution 0.0% Debt or: 1 complaints (0.2%), resolution 0.0% Credit reporting: 1 complaints (0.2%), resolution 100.0%
  • Debt collection 391 86.5% 8% relief
  • Credit reporting, 29 6.4% 0% relief
  • Credit reporting 20 4.4% 0% relief
  • Credit card 7 1.5% 0% relief
  • Credit card 3 0.7% 0% relief
  • Debt or 1 0.2% 0% relief
  • Credit reporting 1 0.2% 100% relief

How ARS National Services, Inc.'s 452 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 391
Credit reporting, credit repair services, or other personal consumer reports 29
Credit reporting or other personal consumer reports 20
Credit card 7
Credit card or prepaid card 3
Debt or credit management 1
Credit reporting 1

Top States

State Complaints
NY 78
CA 71
FL 34
TX 26
GA 22
PA 19
NJ 19
IL 17
NC 15
OH 14
AZ 12
MD 11
VA 10
MI 9
MO 7
AR 6
CT 6
MA 5
IN 5
MS 4

Top Issues

Issue Complaints
Attempts to collect debt not owed 117
Written notification about debt 70
Communication tactics 51
False statements or representation 45
Cont'd attempts collect debt not owed 42
Incorrect information on your report 25
Disclosure verification of debt 24
Took or threatened to take negative or legal action 22
Improper use of your report 14
Threatened to contact someone or share information improperly 9
Improper contact or sharing of info 6
Problem with a credit reporting company's investigation into an existing problem 5
Problem with a company's investigation into an existing problem 4
Electronic communications 4
Problem with fraud alerts or security freezes 2
Problem with a purchase shown on your statement 2
Other features, terms, or problems 2
Billing disputes 1
Delinquent account 1
Didn't provide services promised 1

Yearly Trend

Year Complaints Timely
2013 11 100%
2014 29 93.1%
2015 26 84.6%
2016 24 91.7%
2017 40 97.5%
2018 38 100%
2019 36 100%
2020 49 100%
2021 37 100%
2022 36 100%
2023 31 100%
2024 38 100%
2025 53 100%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About ARS National Services, Inc.

ARS National Services, Inc. has accumulated 452 consumer complaints in the CFPB public database, with filings active across 46 U.S. states. Of those submissions, 118 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, ARS National Services, Inc. reports a 98% timely-response rate and has closed 92.5% of cases with a written explanation to the consumer. 6.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating ARS National Services, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does ARS National Services, Inc. have?

ARS National Services, Inc. has received 452 consumer complaints filed with the Consumer Financial Protection Bureau.

Does ARS National Services, Inc. respond to complaints on time?

ARS National Services, Inc. has a 98% timely response rate to CFPB complaints.

What is the most common complaint about ARS National Services, Inc.?

The most common issue reported against ARS National Services, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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