2026 data Public-data reference. official source

STATE STREET BANK AND TRUST COMPANY

48 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

48 consumer complaints filed with the CFPB

This profile shows STATE STREET BANK AND TRUST COMPANY's complaint history from CFPB public records. 48 consumers have filed complaints since 2012. The company has a 95.8% timely response rate and has provided relief in 4.2% of cases.

48
Total Complaints
95.8%
Timely Response
12.5%
Disputed
4.2%
Relief Provided
21
States Active
2012
Since

Total complaints

48

Filed since 2012

Timely response

95.8%

CFPB-tracked response window

Relief rate

4.2%

Closed with monetary or non-monetary relief

Timely response rate 95.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 4.2%
Industry median

Share closed with monetary or non-monetary relief.

STATE STREET BANK AND TRUST COMPANY complaint mix by product

Total complaints: 48

STATE STREET BANK AND TRUST COMPANY complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 48 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 29 complaints (60.4%), resolution 0.0% Checking or 60.4% Bank account: 13 complaints (27.1%), resolution 15.4% Bank account 27.1% Money transfer,: 4 complaints (8.3%), resolution 0.0% Money transfer, 8.3% Credit reporting: 1 complaints (2.1%), resolution 0.0% Money transfers: 1 complaints (2.1%), resolution 0.0%
  • Checking or 29 60.4% 0% relief
  • Bank account 13 27.1% 15% relief
  • Money transfer, 4 8.3% 0% relief
  • Credit reporting 1 2.1% 0% relief
  • Money transfers 1 2.1% 0% relief

How STATE STREET BANK AND TRUST COMPANY's 48 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 29
Bank account or service 13
Money transfer, virtual currency, or money service 4
Credit reporting or other personal consumer reports 1
Money transfers 1

Top States

State Complaints
OH 5
MI 4
CA 4
TN 4
MO 3
MD 3
IL 3
RI 2
TX 2
GA 2
NY 2
NC 2
VI 2
OR 1
ME 1
FL 1
IA 1
MA 1
MN 1
NH 1

Top Issues

Issue Complaints
Managing an account 24
Account opening, closing, or management 7
Deposits and withdrawals 4
Problem caused by your funds being low 3
Making/receiving payments, sending money 2
Wrong amount charged or received 1
Incorrect information on your report 1
Lost or stolen check 1
Problem with customer service 1
Other transaction problem 1
Opening an account 1
Problem with a lender or other company charging your account 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2012 3 66.7%
2013 1 100%
2014 3 100%
2015 5 100%
2016 1 100%
2017 3 100%
2018 4 100%
2019 2 100%
2020 5 100%
2021 5 100%
2022 4 100%
2023 2 100%
2024 3 66.7%
2025 5 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About STATE STREET BANK AND TRUST COMPANY

STATE STREET BANK AND TRUST COMPANY has accumulated 48 consumer complaints in the CFPB public database, with filings active across 21 U.S. states. Of those submissions, 4 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, STATE STREET BANK AND TRUST COMPANY reports a 95.8% timely-response rate and has closed 95.8% of cases with a written explanation to the consumer. 4.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 12.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating STATE STREET BANK AND TRUST COMPANY: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does STATE STREET BANK AND TRUST COMPANY have?

STATE STREET BANK AND TRUST COMPANY has received 48 consumer complaints filed with the Consumer Financial Protection Bureau.

Does STATE STREET BANK AND TRUST COMPANY respond to complaints on time?

STATE STREET BANK AND TRUST COMPANY has a 95.8% timely response rate to CFPB complaints.

What is the most common complaint about STATE STREET BANK AND TRUST COMPANY?

The most common issue reported against STATE STREET BANK AND TRUST COMPANY is "Managing an account" in the "Checking or savings account" product category.

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