CFPB · Narrative-heavy record
Grow Credit Inc
242 CFPB complaints · 43% with narratives · top issue Incorrect information on your report.
Grow Credit Inc: 43% of 242 filings include consumer narratives. Timely 94.2% · relief 1.2% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- +33.3% filings 2022 to 2026
CFPB relief outcome brief
CCDB company grow-credit-inc
1.2% relief · 94.2% timely · 242 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Blincloans, Inc. (1.2% relief)
Grow Credit Inc closes 1.2% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Grow Credit Inc's 242 filings include narrative text
43% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Grow Credit Inc complaint mix by product
- Credit reporting 111 46.1% – 0% relief
- Credit reporting, 50 20.7% – 2% relief
- Debt collection 48 19.9% – 2% relief
- Credit card 14 5.8% – 7% relief
- Payday loan, 10 4.1% – 0% relief
- Credit card 4 1.7% – 0% relief
- Debt or 4 1.7% – 0% relief
How Grow Credit Inc's 242 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 111 |
| Credit reporting, credit repair services, or other personal consumer reports | 50 |
| Debt collection | 48 |
| Credit card | 14 |
| Payday loan, title loan, personal loan, or advance loan | 10 |
| Credit card or prepaid card | 4 |
| Debt or credit management | 4 |
| Checking or savings account | 1 |
Where Grow Credit Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 12.4% of this company's filings
Grow Credit Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 32
- +33.3% vs 2022
Top States
| State | Complaints |
|---|---|
| TX | 30 |
| FL | 25 |
| CA | 19 |
| NC | 16 |
| GA | 16 |
| IL | 13 |
| PA | 11 |
| MD | 11 |
| OH | 8 |
| MI | 8 |
| NY | 8 |
| AL | 7 |
| NV | 6 |
| DE | 5 |
| SC | 5 |
| CO | 5 |
| VA | 4 |
| MO | 4 |
| TN | 4 |
| LA | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 96 |
| Improper use of your report | 32 |
| Attempts to collect debt not owed | 21 |
| Problem with a company's investigation into an existing problem | 19 |
| Took or threatened to take negative or legal action | 12 |
| Problem with a credit reporting company's investigation into an existing problem | 9 |
| Written notification about debt | 8 |
| Problem when making payments | 7 |
| False statements or representation | 5 |
| Getting a credit card | 4 |
| Problem with the payoff process at the end of the loan | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Other features, terms, or problems | 3 |
| Problem with customer service | 3 |
| Confusing or misleading advertising or marketing | 3 |
| Electronic communications | 2 |
| Identity theft protection or other monitoring services | 2 |
| Advertising and marketing, including promotional offers | 1 |
| Problem with a purchase shown on your statement | 1 |
| Getting a line of credit | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 24 | 100% |
| 2023 | 55 | 100% |
| 2024 | 53 | 96.2% |
| 2025 | 78 | 88.5% |
| 2026 | 32 | 90.6% |
Source: CFPB Consumer Complaint Database
Grow Credit Inc's narrative-rich complaint ledger
Grow Credit Inc's 242 logged complaints stay concentrated: only 36 states show a filing. 43% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-06.
Grow Credit Inc answers 94.2% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 1.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Grow Credit Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Grow Credit Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 242.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.2%.
- Nationwide Recovery Systems, Ltd Δ 0.0 pts · 637 complaints 94.2%timely
- Second Round Limited Partnership, Austin, TX Branch Δ 0.0 pts · 380 complaints 94.2%timely
- Paramount Residential Mortgage Group Δ 0.0 pts · 278 complaints 94.2%timely
- Servicing Solutions, LLC Δ 0.0 pts · 225 complaints 94.2%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Grow Credit Inc (94.2% timely; 1.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record