Grow Credit Inc
242 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Grow Credit Inc complaint mix by product
- Credit reporting 111 46.1% – 0% relief
- Credit reporting, 50 20.7% – 2% relief
- Debt collection 48 19.9% – 2% relief
- Credit card 14 5.8% – 7% relief
- Payday loan, 10 4.1% – 0% relief
- Credit card 4 1.7% – 0% relief
- Debt or 4 1.7% – 0% relief
How Grow Credit Inc's 242 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 111 |
| Credit reporting, credit repair services, or other personal consumer reports | 50 |
| Debt collection | 48 |
| Credit card | 14 |
| Payday loan, title loan, personal loan, or advance loan | 10 |
| Credit card or prepaid card | 4 |
| Debt or credit management | 4 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 30 |
| FL | 25 |
| CA | 19 |
| NC | 16 |
| GA | 16 |
| IL | 13 |
| PA | 11 |
| MD | 11 |
| OH | 8 |
| MI | 8 |
| NY | 8 |
| AL | 7 |
| NV | 6 |
| DE | 5 |
| SC | 5 |
| CO | 5 |
| VA | 4 |
| MO | 4 |
| TN | 4 |
| LA | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 96 |
| Improper use of your report | 32 |
| Attempts to collect debt not owed | 21 |
| Problem with a company's investigation into an existing problem | 19 |
| Took or threatened to take negative or legal action | 12 |
| Problem with a credit reporting company's investigation into an existing problem | 9 |
| Written notification about debt | 8 |
| Problem when making payments | 7 |
| False statements or representation | 5 |
| Getting a credit card | 4 |
| Problem with the payoff process at the end of the loan | 3 |
| Credit monitoring or identity theft protection services | 3 |
| Other features, terms, or problems | 3 |
| Problem with customer service | 3 |
| Confusing or misleading advertising or marketing | 3 |
| Electronic communications | 2 |
| Identity theft protection or other monitoring services | 2 |
| Advertising and marketing, including promotional offers | 1 |
| Problem with a purchase shown on your statement | 1 |
| Getting a line of credit | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 24 | 100% |
| 2023 | 55 | 100% |
| 2024 | 53 | 96.2% |
| 2025 | 78 | 88.5% |
| 2026 | 32 | 90.6% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Grow Credit Inc
Grow Credit Inc's 242 logged complaints stay concentrated: only 36 states show a filing on record. 43% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2022 through 2026-06-06.
Grow Credit Inc answers 94.2% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 1.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Grow Credit Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Grow Credit Inc have?
242, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Grow Credit Inc respond to complaints on time?
94.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Grow Credit Inc?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.