Total complaints
185
Filed since 2022
2026 data Public-data reference. official source
Grow Credit Inc
185 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
185 consumer complaints filed with the CFPB
This profile shows Grow Credit Inc's complaint history from CFPB public records. 185 consumers have filed complaints since 2022. The company has a 94.1% timely response rate and has provided relief in 1.6% of cases.
185
Total Complaints
94.1%
Timely Response
0%
Disputed
1.6%
Relief Provided
35
States Active
2022
Since
Timely response
94.1%
CFPB-tracked response window
Relief rate
1.6%
Closed with monetary or non-monetary relief
Timely response rate 94.1%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 1.6%
Industry median
Share closed with monetary or non-monetary relief.
Grow Credit Inc complaint mix by product
- Credit reporting 81 44.0% – 0% relief
- Debt collection 41 22.3% – 2% relief
- Credit reporting, 40 21.7% – 3% relief
- Credit card 10 5.4% – 10% relief
- Payday loan, 9 4.9% – 0% relief
- Debt or 2 1.1% – 0% relief
- Credit card 1 0.5% – 0% relief
How Grow Credit Inc's 185 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 81 |
| Debt collection | 41 |
| Credit reporting, credit repair services, or other personal consumer reports | 40 |
| Credit card | 10 |
| Payday loan, title loan, personal loan, or advance loan | 9 |
| Debt or credit management | 2 |
| Credit card or prepaid card | 1 |
| Checking or savings account | 1 |
Top States
| State | Complaints |
|---|---|
| FL | 20 |
| TX | 19 |
| GA | 15 |
| CA | 14 |
| NC | 14 |
| IL | 10 |
| MD | 7 |
| OH | 6 |
| NY | 6 |
| MI | 6 |
| PA | 6 |
| NV | 5 |
| DE | 5 |
| VA | 4 |
| SC | 4 |
| AL | 4 |
| CO | 4 |
| WI | 3 |
| MS | 3 |
| LA | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 72 |
| Improper use of your report | 21 |
| Attempts to collect debt not owed | 19 |
| Problem with a company's investigation into an existing problem | 16 |
| Took or threatened to take negative or legal action | 11 |
| Problem with a credit reporting company's investigation into an existing problem | 7 |
| Written notification about debt | 5 |
| Getting a credit card | 4 |
| False statements or representation | 4 |
| Problem with the payoff process at the end of the loan | 3 |
| Problem with customer service | 3 |
| Identity theft protection or other monitoring services | 2 |
| Electronic communications | 2 |
| Problem when making payments | 2 |
| Confusing or misleading advertising or marketing | 2 |
| Credit monitoring or identity theft protection services | 2 |
| Advertising and marketing, including promotional offers | 1 |
| Problem with additional add-on products or services | 1 |
| Charged upfront or unexpected fees | 1 |
| Problem with a purchase shown on your statement | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 21 | 100% |
| 2023 | 40 | 100% |
| 2024 | 43 | 95.3% |
| 2025 | 66 | 87.9% |
| 2026 | 15 | 93.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Grow Credit Inc
Grow Credit Inc has accumulated 185 consumer complaints in the CFPB public database, with filings active across 35 U.S. states. Of those submissions, 59 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2026-04-03, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Grow Credit Inc reports a 94.1% timely-response rate and has closed 98.4% of cases with a written explanation to the consumer. 1.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Grow Credit Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Grow Credit Inc have?
Grow Credit Inc has received 185 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Grow Credit Inc respond to complaints on time?
Grow Credit Inc has a 94.1% timely response rate to CFPB complaints.
What is the most common complaint about Grow Credit Inc?
The most common issue reported against Grow Credit Inc is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.
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