CFPB · Single-product concentration
Spring Equity LLC
46 CFPB complaints · 71.7% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
Spring Equity LLC: 71.7% of 46 CFPB complaints sit in "Mortgage". Timely 89.1% · relief 37%. Allegations, not findings.
- Single-product concentration
- +200% filings 2017 to 2026
CFPB relief outcome brief
CCDB company spring-equity-llc
37% relief · 89.1% timely · 46 filings · Mortgage
Same-product relief peers
Nearest relief peer: Bank of America, National Association (31% relief)
Spring Equity LLC closes 37% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Spring Equity LLC scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (32/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
100 / 100 percentile-benchmarked
37% of complaints closed with relief to the consumer
Timely response
81 / 100 percentile-benchmarked
89.1% of complaints answered inside the CFPB 15-day window
Closed with explanation
32 / 100 percentile-benchmarked
63% of complaints closed with an explanation to the consumer
Most of Spring Equity LLC's 46 filings include narrative text
63% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Spring Equity LLC complaint mix by product
- Mortgage 33 71.7% – 39% relief
- Credit reporting 10 21.7% – 40% relief
- Credit reporting, 2 4.3% – 0% relief
- Payday loan, 1 2.2% – 0% relief
How Spring Equity LLC's 46 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 33 |
| Credit reporting or other personal consumer reports | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Where Spring Equity LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 23.9% of this company's filings
Spring Equity LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2017
Top States
| State | Complaints |
|---|---|
| CA | 11 |
| FL | 6 |
| MD | 5 |
| WA | 3 |
| PA | 3 |
| TX | 3 |
| VA | 2 |
| AL | 2 |
| NC | 2 |
| GA | 2 |
| OR | 2 |
| IN | 1 |
| CO | 1 |
| NJ | 1 |
| NV | 1 |
| KS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 15 |
| Closing on a mortgage | 14 |
| Improper use of your report | 10 |
| Trouble during payment process | 4 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2019 | 1 | 0% |
| 2020 | 2 | 0% |
| 2021 | 6 | 83.3% |
| 2022 | 9 | 100% |
| 2023 | 8 | 100% |
| 2024 | 10 | 100% |
| 2025 | 6 | 100% |
| 2026 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database
Spring Equity LLC filings cluster in one product
Spring Equity LLC's 46 logged complaints stay concentrated: only 16 states show a filing. 63% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-04-28.
Spring Equity LLC answers 89.1% of complaints inside the CFPB's tracked window and closes 63% with a written explanation. 37% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Spring Equity LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Spring Equity LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 46.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 89.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Spring Equity LLC (89.1% timely; 37% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration