CFPB · Single-product concentration

Credit Technologies, Inc.

231 CFPB complaints · 73.2% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Improper use of your report.

231 CFPB complaints

Credit Technologies, Inc.: 73.2% of 231 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 89.2% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -20% filings 2015 to 2026

CFPB relief outcome brief

CCDB company credit-technologies-inc

0% relief · 89.2% timely · 231 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

Credit Technologies, Inc. (t…0%Credit Management Control, I…3.9%Iowa Student Loan Liquidity …1.3%Kohn Law Firm S.C.8.7%Premium Credit Bureau0.4%
Closed-with-relief % among Credit Technologies, Inc. and nearest filing-volume peers

Credit Technologies, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 231 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 89.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Technologies, Inc. complaint mix by product

Total complaints: 231

Credit Technologies, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 231 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 169 complaints (73.2%), resolution 0.0% Credit reporting, 73.2% Credit reporting: 35 complaints (15.2%), resolution 0.0% Credit reporting 15.2% Credit reporting: 14 complaints (6.1%), resolution 0.0% Credit reporting 6.1% Mortgage: 7 complaints (3.0%), resolution 0.0% Debt collection: 4 complaints (1.7%), resolution 0.0% Credit card: 1 complaints (0.4%), resolution 0.0% Bank account: 1 complaints (0.4%), resolution 0.0%
  • Credit reporting, 169 73.2% 0% relief
  • Credit reporting 35 15.2% 0% relief
  • Credit reporting 14 6.1% 0% relief
  • Mortgage 7 3.0% 0% relief
  • Debt collection 4 1.7% 0% relief
  • Credit card 1 0.4% 0% relief
  • Bank account 1 0.4% 0% relief

How Credit Technologies, Inc.'s 231 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 169
Credit reporting or other personal consumer reports 35
Credit reporting 14
Mortgage 7
Debt collection 4
Credit card 1
Bank account or service 1

Where Credit Technologies, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
34.6% of this company's filings
TX80GA25FL19CA16SC12MI11MD8VA7

Credit Technologies, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-20% vs 2015
020406080 201520162017201820192020202120222023202420252026 4

Top States

State Complaints
TX 80
GA 25
FL 19
CA 16
SC 12
MI 11
MD 8
VA 7
NC 6
IN 4
LA 4
MS 4
PA 4
IL 4
AR 4
OK 2
UT 2
AL 2
MA 2
NJ 2

Top Issues

Issue Complaints
Improper use of your report 106
Incorrect information on your report 63
Problem with a credit reporting company's investigation into an existing problem 29
Incorrect information on credit report 8
Improper use of my credit report 5
Unable to get your credit report or credit score 4
Application, originator, mortgage broker 3
Attempts to collect debt not owed 3
Problem with a company's investigation into an existing problem 2
Applying for a mortgage or refinancing an existing mortgage 2
Problem with fraud alerts or security freezes 1
Other 1
Credit monitoring or identity protection 1
Cont'd attempts collect debt not owed 1
Account opening, closing, or management 1
Confusing or misleading advertising or marketing 1

Yearly Trend

Year Complaints Timely
2015 5 40%
2016 9 77.8%
2017 22 72.7%
2018 18 44.4%
2019 20 90%
2020 26 96.2%
2021 69 100%
2022 20 95%
2023 12 100%
2024 12 100%
2025 14 100%
2026 4 100%

Source: CFPB Consumer Complaint Database

Credit Technologies, Inc. filings cluster in one product

Credit Technologies, Inc.'s 231 logged complaints stay concentrated: only 31 states show a filing. Only 36.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-05-01.

Credit Technologies, Inc. answers 89.2% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Technologies, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Technologies, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Technologies, Inc. (89.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration