2026 data Public-data reference. official source

Credit Technologies, Inc.

204 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

204 consumer complaints filed with the CFPB

This profile shows Credit Technologies, Inc.'s complaint history from CFPB public records. 204 consumers have filed complaints since 2015. The company has a 89.2% timely response rate and has provided relief in 0% of cases.

204
Total Complaints
89.2%
Timely Response
1.5%
Disputed
0%
Relief Provided
28
States Active
2015
Since

Total complaints

204

Filed since 2015

Timely response

89.2%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 89.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Credit Technologies, Inc. complaint mix by product

Total complaints: 204

Credit Technologies, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 204 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 151 complaints (74.0%), resolution 0.0% Credit reporting, 74.0% Credit reporting: 28 complaints (13.7%), resolution 0.0% Credit reporting 13.7% Credit reporting: 13 complaints (6.4%), resolution 0.0% Credit reporting 6.4% Mortgage: 6 complaints (2.9%), resolution 0.0% Debt collection: 4 complaints (2.0%), resolution 0.0% Credit card: 1 complaints (0.5%), resolution 0.0% Bank account: 1 complaints (0.5%), resolution 0.0%
  • Credit reporting, 151 74.0% 0% relief
  • Credit reporting 28 13.7% 0% relief
  • Credit reporting 13 6.4% 0% relief
  • Mortgage 6 2.9% 0% relief
  • Debt collection 4 2.0% 0% relief
  • Credit card 1 0.5% 0% relief
  • Bank account 1 0.5% 0% relief

How Credit Technologies, Inc.'s 204 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 151
Credit reporting or other personal consumer reports 28
Credit reporting 13
Mortgage 6
Debt collection 4
Credit card 1
Bank account or service 1

Top States

State Complaints
TX 72
GA 24
FL 16
CA 13
MI 11
SC 10
VA 6
NC 5
MD 5
AR 4
LA 4
PA 4
IN 4
IL 3
MS 3
NJ 2
MA 2
OK 2
AL 2
UT 2

Top Issues

Issue Complaints
Improper use of your report 90
Incorrect information on your report 55
Problem with a credit reporting company's investigation into an existing problem 28
Incorrect information on credit report 8
Unable to get your credit report or credit score 4
Improper use of my credit report 4
Application, originator, mortgage broker 3
Attempts to collect debt not owed 3
Applying for a mortgage or refinancing an existing mortgage 2
Cont'd attempts collect debt not owed 1
Other 1
Confusing or misleading advertising or marketing 1
Credit monitoring or identity protection 1
Problem with a company's investigation into an existing problem 1
Problem with fraud alerts or security freezes 1
Account opening, closing, or management 1

Yearly Trend

Year Complaints Timely
2015 5 40%
2016 8 75%
2017 20 75%
2018 16 43.8%
2019 17 94.1%
2020 23 95.7%
2021 63 100%
2022 18 94.4%
2023 10 100%
2024 10 100%
2025 12 100%
2026 2 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Technologies, Inc.

Credit Technologies, Inc. has accumulated 204 consumer complaints in the CFPB public database, with filings active across 28 U.S. states. Of those submissions, 59 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-09, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Technologies, Inc. reports a 89.2% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting, credit repair services, or other personal consumer reports", and the single most common underlying issue is "Improper use of your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Technologies, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Technologies, Inc. have?

Credit Technologies, Inc. has received 204 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Technologies, Inc. respond to complaints on time?

Credit Technologies, Inc. has a 89.2% timely response rate to CFPB complaints.

What is the most common complaint about Credit Technologies, Inc.?

The most common issue reported against Credit Technologies, Inc. is "Improper use of your report" in the "Credit reporting, credit repair services, or other personal consumer reports" product category.

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