Southern Loans, Inc.
11 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Southern Loans, Inc. complaint mix by product
- Credit reporting 5 45.5% – 0% relief
- Payday loan, 3 27.3% – 0% relief
- Debt collection 3 27.3% – 0% relief
How Southern Loans, Inc.'s 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 5 |
| Payday loan, title loan, or personal loan | 3 |
| Debt collection | 3 |
Top States
| State | Complaints |
|---|---|
| NC | 11 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 3 |
| Improper use of your report | 2 |
| Loan payment wasn't credited to your account | 1 |
| False statements or representation | 1 |
| Attempts to collect debt not owed | 1 |
| Problem when making payments | 1 |
| Struggling to pay your loan | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 100% |
| 2023 | 3 | 100% |
| 2024 | 3 | 100% |
| 2026 | 3 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Southern Loans, Inc.
Southern Loans, Inc.'s 11 logged complaints stay concentrated: only 1 state shows a filing on record. Only 27.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2017 through 2026-05-17.
Southern Loans, Inc. answers 72.7% of complaints inside the CFPB's tracked window and closes 72.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Southern Loans, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Southern Loans, Inc. have?
11, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Southern Loans, Inc. respond to complaints on time?
72.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Southern Loans, Inc.?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.