CFPB · Single-product concentration
Southern Credit Adjusters, Inc.
49 CFPB complaints · 93.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Southern Credit Adjusters, Inc.: 93.9% of 49 CFPB complaints sit in "Debt collection". Timely 100% · relief 4.1%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2026
CFPB relief outcome brief
CCDB company southern-credit-adjusters-inc
4.1% relief · 100% timely · 49 filings · Debt collection
Same-product relief peers
Nearest relief peer: Meridian Financial Services, Inc. (4.1% relief)
Southern Credit Adjusters, Inc. closes 4.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Southern Credit Adjusters, Inc. scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (19/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
19 / 100 percentile-benchmarked
4.1% of complaints closed with relief to the consumer
Timely response
100 / 100 percentile-benchmarked
100% of complaints answered inside the CFPB 15-day window
Closed with explanation
89 / 100 percentile-benchmarked
93.9% of complaints closed with an explanation to the consumer
Most of Southern Credit Adjusters, Inc.'s 49 filings include narrative text
40.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Southern Credit Adjusters, Inc. complaint mix by product
- Debt collection 46 93.9% – 4% relief
- Credit reporting 1 2.0% – 0% relief
- Student loan 1 2.0% – 0% relief
- Credit reporting, 1 2.0% – 0% relief
How Southern Credit Adjusters, Inc.'s 49 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 46 |
| Credit reporting or other personal consumer reports | 1 |
| Student loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Southern Credit Adjusters, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 57.1% of this company's filings
Southern Credit Adjusters, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 4
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| NC | 28 |
| TX | 7 |
| PA | 5 |
| LA | 2 |
| AZ | 1 |
| NY | 1 |
| FL | 1 |
| CO | 1 |
| DE | 1 |
| VA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 12 |
| Written notification about debt | 10 |
| Cont'd attempts collect debt not owed | 9 |
| Disclosure verification of debt | 5 |
| False statements or representation | 4 |
| Took or threatened to take negative or legal action | 3 |
| Communication tactics | 3 |
| Incorrect information on your report | 2 |
| Dealing with your lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 100% |
| 2015 | 5 | 100% |
| 2016 | 4 | 100% |
| 2017 | 7 | 100% |
| 2018 | 2 | 100% |
| 2020 | 5 | 100% |
| 2021 | 5 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 5 | 100% |
| 2025 | 6 | 100% |
| 2026 | 4 | 100% |
Source: CFPB Consumer Complaint Database
Southern Credit Adjusters, Inc. filings cluster in one product
Southern Credit Adjusters, Inc.'s 49 logged complaints stay concentrated: only 10 states show a filing. 40.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-16.
Southern Credit Adjusters, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 93.9% with a written explanation. 4.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Southern Credit Adjusters, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Southern Credit Adjusters, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 49.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Southern Credit Adjusters, Inc. (100% timely; 4.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration