CFPB · Single-product concentration

The Stark Collection Agency, Inc.

224 CFPB complaints · 81.7% in "Debt collection" · top issue Attempts to collect debt not owed.

224 CFPB complaints

The Stark Collection Agency, Inc.: 81.7% of 224 CFPB complaints sit in "Debt collection". Timely 68.8% · relief 2.2%. Allegations, not findings.

  • Single-product concentration
  • +1466.7% filings 2013 to 2026

CFPB relief outcome brief

CCDB company the-stark-collection-agency-inc

2.2% relief · 68.8% timely · 224 filings · Debt collection

Nearest relief peer: Asset Recovery Solutions, LLC (2.2% relief)

The Stark Collection Agency,Inc. (this)2.2%Nelson and Kennard, LLP1.8%Professional PlacementServices, LLC0%Servicing Solutions, LLC0%Union Home Mortgage Corp12.4%
Closed-with-relief % among The Stark Collection Agency, Inc. and nearest filing-volume peers

The Stark Collection Agency, Inc. closes 2.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

The Stark Collection Agency, Inc. scores strongest on closed with explanation (61/100 percentile-benchmarked) and weakest on relief provided (10/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

34 /100 grade F

Relief provided

10 / 100 percentile-benchmarked

2.2% of complaints closed with relief to the consumer

Timely response

45 / 100 percentile-benchmarked

68.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

61 / 100 percentile-benchmarked

79% of complaints closed with an explanation to the consumer

How 224 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 68.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

The Stark Collection Agency, Inc. complaint mix by product

Total complaints: 224

The Stark Collection Agency, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 224 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 183 complaints (81.7%), resolution 2.7% Debt collection 81.7% Credit reporting: 23 complaints (10.3%), resolution 0.0% Credit reporting 10.3% Credit reporting,: 14 complaints (6.3%), resolution 0.0% Credit reporting, 6.3% Credit card: 1 complaints (0.4%), resolution 0.0% Debt or: 1 complaints (0.4%), resolution 0.0% Consumer Loan: 1 complaints (0.4%), resolution 0.0% Checking or: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 183 81.7% – 3% relief
  • Credit reporting 23 10.3% – 0% relief
  • Credit reporting, 14 6.3% – 0% relief
  • Credit card 1 0.4% – 0% relief
  • Debt or 1 0.4% – 0% relief
  • Consumer Loan 1 0.4% – 0% relief
  • Checking or 1 0.4% – 0% relief

How The Stark Collection Agency, Inc.'s 224 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 183
Credit reporting or other personal consumer reports 23
Credit reporting, credit repair services, or other personal consumer reports 14
Credit card 1
Debt or credit management 1
Consumer Loan 1
Checking or savings account 1

Where The Stark Collection Agency, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WI
28.1% of this company's filings
WI63IA24TX20IL17TN13MN13GA7MO6

The Stark Collection Agency, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
47
+1466.7% vs 2013
0204060 20132015201720192021202320252026 47

Top States

State Complaints
WI 63
IA 24
TX 20
IL 17
TN 13
MN 13
GA 7
MO 6
ID 5
FL 5
SC 4
NM 4
OH 4
NC 4
CO 4
MI 3
AZ 3
OK 3
KY 3
IN 3

Top Issues

Issue Complaints
Attempts to collect debt not owed 68
Written notification about debt 44
Took or threatened to take negative or legal action 28
False statements or representation 24
Incorrect information on your report 21
Improper use of your report 12
Communication tactics 7
Cont'd attempts collect debt not owed 5
Disclosure verification of debt 3
Problem with a credit reporting company's investigation into an existing problem 3
Electronic communications 2
Problem with a company's investigation into an existing problem 2
Improper contact or sharing of info 2
Problem with customer service 1
Problems when you are unable to pay 1
Opening an account 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 7 100%
2015 3 100%
2016 4 100%
2017 3 100%
2018 6 100%
2019 9 77.8%
2020 10 70%
2021 11 90.9%
2022 12 100%
2023 14 85.7%
2024 42 90.5%
2025 53 69.8%
2026 47 10.6%

Source: CFPB Consumer Complaint Database

The Stark Collection Agency, Inc. filings cluster in one product

The Stark Collection Agency, Inc.'s 224 logged complaints stay concentrated: only 31 states show a filing. Only 36.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-15.

The Stark Collection Agency, Inc. answers 68.8% of complaints inside the CFPB's tracked window and closes 79% with a written explanation. 2.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Stark Collection Agency, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for The Stark Collection Agency, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for The Stark Collection Agency, Inc. (68.8% timely; 2.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration