2026 data Public-data reference. official source

Alabama Housing Finance Authority

162 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

162 consumer complaints filed with the CFPB

This profile shows Alabama Housing Finance Authority's complaint history from CFPB public records. 162 consumers have filed complaints since 2013. The company has a 67.9% timely response rate and has provided relief in 3.1% of cases.

162
Total Complaints
67.9%
Timely Response
2.5%
Disputed
3.1%
Relief Provided
10
States Active
2013
Since

Total complaints

162

Filed since 2013

Timely response

67.9%

CFPB-tracked response window

Relief rate

3.1%

Closed with monetary or non-monetary relief

Timely response rate 67.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.1%
Industry median

Share closed with monetary or non-monetary relief.

Alabama Housing Finance Authority complaint mix by product

Total complaints: 162

Alabama Housing Finance Authority complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 162 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 136 complaints (84.0%), resolution 3.7% Mortgage 84.0% Credit reporting: 13 complaints (8.0%), resolution 0.0% Credit reporting 8.0% Credit reporting,: 9 complaints (5.6%), resolution 0.0% Debt collection: 2 complaints (1.2%), resolution 0.0% Debt or: 1 complaints (0.6%), resolution 0.0% Payday loan,: 1 complaints (0.6%), resolution 0.0%
  • Mortgage 136 84.0% 4% relief
  • Credit reporting 13 8.0% 0% relief
  • Credit reporting, 9 5.6% 0% relief
  • Debt collection 2 1.2% 0% relief
  • Debt or 1 0.6% 0% relief
  • Payday loan, 1 0.6% 0% relief

How Alabama Housing Finance Authority's 162 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 136
Credit reporting or other personal consumer reports 13
Credit reporting, credit repair services, or other personal consumer reports 9
Debt collection 2
Debt or credit management 1
Payday loan, title loan, or personal loan 1

Top States

State Complaints
NC 53
WA 32
AL 31
MO 28
AR 6
MS 5
FL 4
NY 1
LA 1
WI 1

Top Issues

Issue Complaints
Trouble during payment process 50
Struggling to pay mortgage 34
Incorrect information on your report 18
Loan servicing, payments, escrow account 16
Loan modification,collection,foreclosure 15
Applying for a mortgage or refinancing an existing mortgage 7
Problem with a company's investigation into an existing problem 7
Improper use of your report 6
Problem with a credit reporting company's investigation into an existing problem 2
Confusing or missing disclosures 1
Written notification about debt 1
Credit decision / Underwriting 1
Took or threatened to take negative or legal action 1
Application, originator, mortgage broker 1
Problem when making payments 1
Settlement process and costs 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 1 100%
2015 7 100%
2016 18 88.9%
2017 18 50%
2018 14 0%
2019 10 0%
2020 14 42.9%
2021 11 72.7%
2022 14 92.9%
2023 13 100%
2024 13 69.2%
2025 18 94.4%
2026 8 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Alabama Housing Finance Authority

Alabama Housing Finance Authority has accumulated 162 consumer complaints in the CFPB public database, with filings active across 10 U.S. states. Of those submissions, 54 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-30, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Alabama Housing Finance Authority reports a 67.9% timely-response rate and has closed 96.3% of cases with a written explanation to the consumer. 3.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Alabama Housing Finance Authority: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Alabama Housing Finance Authority have?

Alabama Housing Finance Authority has received 162 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Alabama Housing Finance Authority respond to complaints on time?

Alabama Housing Finance Authority has a 67.9% timely response rate to CFPB complaints.

What is the most common complaint about Alabama Housing Finance Authority?

The most common issue reported against Alabama Housing Finance Authority is "Trouble during payment process" in the "Mortgage" product category.

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