CFPB · Single-product concentration
JTM Capital Management, LLC
147 CFPB complaints · 86.4% in "Debt collection" · top issue Attempts to collect debt not owed.
JTM Capital Management, LLC: 86.4% of 147 CFPB complaints sit in "Debt collection". Timely 69.4% · relief 0.7%. Allegations, not findings.
- Single-product concentration
- 0% filings 2016 to 2026
CFPB relief outcome brief
CCDB company jtm-capital-management-llc
0.7% relief · 69.4% timely · 147 filings · Debt collection
Same-product relief peers
Nearest relief peer: Ad Astra Recovery Services Inc (0.7% relief)
JTM Capital Management, LLC closes 0.7% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of JTM Capital Management, LLC's 147 filings include narrative text
61.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
JTM Capital Management, LLC complaint mix by product
- Debt collection 127 86.4% – 1% relief
- Credit reporting, 12 8.2% – 0% relief
- Credit reporting 4 2.7% – 0% relief
- Credit card 2 1.4% – 0% relief
- Credit card 1 0.7% – 0% relief
- Payday loan, 1 0.7% – 0% relief
How JTM Capital Management, LLC's 147 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 127 |
| Credit reporting, credit repair services, or other personal consumer reports | 12 |
| Credit reporting or other personal consumer reports | 4 |
| Credit card or prepaid card | 2 |
| Credit card | 1 |
| Payday loan, title loan, or personal loan | 1 |
Where JTM Capital Management, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 9.5% of this company's filings
JTM Capital Management, LLC complaints by year
Annual filing volume from the CFPB public database
- 2026
- 4
- 0% vs 2016
Top States
| State | Complaints |
|---|---|
| CA | 14 |
| TX | 13 |
| GA | 8 |
| FL | 7 |
| MI | 7 |
| IL | 7 |
| PA | 6 |
| VA | 6 |
| MD | 6 |
| AL | 6 |
| AZ | 5 |
| NC | 5 |
| SC | 4 |
| DE | 4 |
| WI | 4 |
| TN | 3 |
| LA | 3 |
| NY | 3 |
| OH | 3 |
| WA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 38 |
| Took or threatened to take negative or legal action | 29 |
| Written notification about debt | 23 |
| Communication tactics | 16 |
| False statements or representation | 11 |
| Incorrect information on your report | 11 |
| Threatened to contact someone or share information improperly | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Disclosure verification of debt | 3 |
| Improper use of your report | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Getting a credit card | 1 |
| Improper contact or sharing of info | 1 |
| Received a loan you didn't apply for | 1 |
| Unexpected or other fees | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 4 | 100% |
| 2017 | 15 | 100% |
| 2018 | 31 | 96.8% |
| 2019 | 18 | 100% |
| 2020 | 13 | 92.3% |
| 2021 | 15 | 46.7% |
| 2022 | 21 | 33.3% |
| 2023 | 15 | 46.7% |
| 2024 | 10 | 20% |
| 2025 | 1 | 0% |
| 2026 | 4 | 0% |
Source: CFPB Consumer Complaint Database
JTM Capital Management, LLC filings cluster in one product
JTM Capital Management, LLC's 147 logged complaints stay concentrated: only 38 states show a filing. 61.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-05-08.
JTM Capital Management, LLC answers 69.4% of complaints inside the CFPB's tracked window and closes 93.9% with a written explanation. 0.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about JTM Capital Management, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for JTM Capital Management, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 147.
- Ballybunion Enterprises, Inc Δ 0 complaints · 2% relief 147complaints
- Castle Credit Co Holdings, LLC, Chicago, IL Branch Δ 0 complaints · 0.7% relief 147complaints
- Law Offices of Hayt, Hayt & Landau, LLC Δ 0 complaints · 0% relief 147complaints
- Nationwide Acceptance LLC Δ 0 complaints · 6.1% relief 147complaints
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 69.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for JTM Capital Management, LLC (69.4% timely; 0.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration