2026 data Public-data reference. official source

JTM Capital Management, LLC

121 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

121 consumer complaints filed with the CFPB

This profile shows JTM Capital Management, LLC's complaint history from CFPB public records. 121 consumers have filed complaints since 2016. The company has a 70.2% timely response rate and has provided relief in 0.8% of cases.

121
Total Complaints
70.2%
Timely Response
1.7%
Disputed
0.8%
Relief Provided
35
States Active
2016
Since

Total complaints

121

Filed since 2016

Timely response

70.2%

CFPB-tracked response window

Relief rate

0.8%

Closed with monetary or non-monetary relief

Timely response rate 70.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.8%
Industry median

Share closed with monetary or non-monetary relief.

JTM Capital Management, LLC complaint mix by product

Total complaints: 121

JTM Capital Management, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 121 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 103 complaints (85.1%), resolution 1.0% Debt collection 85.1% Credit reporting,: 11 complaints (9.1%), resolution 0.0% Credit reporting, 9.1% Credit reporting: 4 complaints (3.3%), resolution 0.0% Credit card: 2 complaints (1.7%), resolution 0.0% Credit card: 1 complaints (0.8%), resolution 0.0%
  • Debt collection 103 85.1% 1% relief
  • Credit reporting, 11 9.1% 0% relief
  • Credit reporting 4 3.3% 0% relief
  • Credit card 2 1.7% 0% relief
  • Credit card 1 0.8% 0% relief

How JTM Capital Management, LLC's 121 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 103
Credit reporting, credit repair services, or other personal consumer reports 11
Credit reporting or other personal consumer reports 4
Credit card or prepaid card 2
Credit card 1

Top States

State Complaints
CA 13
TX 10
GA 7
MI 7
FL 6
IL 5
AZ 5
AL 5
NC 5
VA 5
SC 4
DE 3
PA 3
NY 3
OH 3
AR 2
IA 2
MA 2
CT 2
TN 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 34
Took or threatened to take negative or legal action 20
Written notification about debt 19
Communication tactics 12
Incorrect information on your report 10
False statements or representation 9
Problem with a credit reporting company's investigation into an existing problem 4
Disclosure verification of debt 3
Threatened to contact someone or share information improperly 3
Improper use of your report 2
Cont'd attempts collect debt not owed 2
Improper contact or sharing of info 1
Getting a credit card 1
Unexpected or other fees 1

Yearly Trend

Year Complaints Timely
2016 4 100%
2017 12 100%
2018 23 95.7%
2019 14 100%
2020 13 92.3%
2021 14 42.9%
2022 19 36.8%
2023 12 50%
2024 8 25%
2025 1 0%
2026 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About JTM Capital Management, LLC

JTM Capital Management, LLC has accumulated 121 consumer complaints in the CFPB public database, with filings active across 35 U.S. states. Of those submissions, 67 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-01-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, JTM Capital Management, LLC reports a 70.2% timely-response rate and has closed 95.9% of cases with a written explanation to the consumer. 0.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating JTM Capital Management, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does JTM Capital Management, LLC have?

JTM Capital Management, LLC has received 121 consumer complaints filed with the Consumer Financial Protection Bureau.

Does JTM Capital Management, LLC respond to complaints on time?

JTM Capital Management, LLC has a 70.2% timely response rate to CFPB complaints.

What is the most common complaint about JTM Capital Management, LLC?

The most common issue reported against JTM Capital Management, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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