CFPB · Narrative-heavy record

Soja Management Services, LLC

15 CFPB complaints · 40% with narratives · top issue Incorrect information on your report.

15 CFPB complaints

Soja Management Services, LLC: 40% of 15 filings include consumer narratives. Timely 100% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +100% filings 2020 to 2026

CFPB relief outcome brief

CCDB company soja-management-services-llc

0% relief · 100% timely · 15 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Soja Management Services, LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Soja Management Services, LLC and nearest filing-volume peers

Soja Management Services, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Soja Management Services, LLC scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

55 /100 grade C

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Soja Management Services, LLC's 15 filings include narrative text

40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Soja Management Services, LLC complaint mix by product

Total complaints: 15

Soja Management Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 7 complaints (46.7%), resolution 0.0% Vehicle loan 46.7% Credit reporting: 5 complaints (33.3%), resolution 0.0% Credit reporting 33.3% Credit reporting,: 2 complaints (13.3%), resolution 0.0% Credit reporting, 13.3% Debt collection: 1 complaints (6.7%), resolution 0.0% Debt collection 6.7%
  • Vehicle loan 7 46.7% – 0% relief
  • Credit reporting 5 33.3% – 0% relief
  • Credit reporting, 2 13.3% – 0% relief
  • Debt collection 1 6.7% – 0% relief

How Soja Management Services, LLC's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 7
Credit reporting or other personal consumer reports 5
Credit reporting, credit repair services, or other personal consumer reports 2
Debt collection 1

Concentrated filing states for Soja Management Services, LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
86.7% of this company's filings
FL13WA2

Soja Management Services, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2020
0123456 202020212023202420252026 2

Top States

State Complaints
FL 13
WA 2

Top Issues

Issue Complaints
Incorrect information on your report 5
Repossession 2
Getting a loan or lease 2
Struggling to pay your loan 2
Improper use of your report 2
Problem with a credit reporting company's investigation into an existing problem 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 1 100%
2023 4 100%
2024 2 100%
2025 5 100%
2026 2 100%

Source: CFPB Consumer Complaint Database

Soja Management Services, LLC's narrative-rich complaint ledger

Soja Management Services, LLC's 15 logged complaints stay concentrated: only 2 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-04-17.

Soja Management Services, LLC answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Soja Management Services, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Soja Management Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Soja Management Services, LLC (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record