CFPB · Narrative-heavy record
Sofi Local Corp
2 CFPB complaints · 100% with narratives · top issue Applying for a mortgage or refinancing an existing mortgage.
Sofi Local Corp: 100% of 2 filings include consumer narratives. Timely 0% · relief 50% · top product Mortgage. Allegations, not findings.
- Narrative-heavy record
- 0% filings 2024 to 2025
CFPB relief outcome brief
CCDB company sofi-local-corp
50% relief · 0% timely · 2 filings · Mortgage
Same-product relief peers
Nearest relief peer: Acra Intermediate Holdings, LLC (47% relief)
Sofi Local Corp closes 50% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Sofi Local Corp has 2 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sofi Local Corp complaint mix by product
- Mortgage 1 50.0% – 100% relief
- Checking or 1 50.0% – 0% relief
How Sofi Local Corp's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 1 |
| Checking or savings account | 1 |
Concentrated filing states for Sofi Local Corp
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 50% of this company's filings
Sofi Local Corp complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2024
Top States
| State | Complaints |
|---|---|
| CA | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Managing an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 1 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Sofi Local Corp's narrative-rich complaint ledger
Sofi Local Corp's 2 logged complaints stay concentrated: only 2 states show a filing. 100% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2025-12-30.
Sofi Local Corp answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 50% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sofi Local Corp.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Sofi Local Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Sofi Local Corp (0% timely; 50% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record