CFPB · Single-product concentration
Sir Finance Corp
11 CFPB complaints · 72.7% in "Debt collection" · top issue False statements or representation.
Sir Finance Corp: 72.7% of 11 CFPB complaints sit in "Debt collection". Timely 54.5% · relief 9.1%. Allegations, not findings.
- Single-product concentration
- +200% filings 2014 to 2026
CFPB relief outcome brief
CCDB company sir-finance-corp
9.1% relief · 54.5% timely · 11 filings · Debt collection
Same-product relief peers
Nearest relief peer: Bc Services, Inc. (9.1% relief)
Sir Finance Corp closes 9.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Sir Finance Corp scores strongest on relief provided (43/100 percentile-benchmarked) and weakest on closed with explanation (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
43 / 100 percentile-benchmarked
9.1% of complaints closed with relief to the consumer
Timely response
20 / 100 percentile-benchmarked
54.5% of complaints answered inside the CFPB 15-day window
Closed with explanation
0 / 100 percentile-benchmarked
36.4% of complaints closed with an explanation to the consumer
How 11 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sir Finance Corp complaint mix by product
- Debt collection 8 72.7% – 0% relief
- Payday loan 2 18.2% – 50% relief
- Credit reporting, 1 9.1% – 0% relief
How Sir Finance Corp's 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 8 |
| Payday loan | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Sir Finance Corp complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- WI
- 36.4% of this company's filings
Sir Finance Corp rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2014
Top States
| State | Complaints |
|---|---|
| WI | 4 |
| IN | 3 |
| IL | 3 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 3 |
| Written notification about debt | 2 |
| Took or threatened to take negative or legal action | 2 |
| Payment to acct not credited | 1 |
| Charged bank acct wrong day or amt | 1 |
| Incorrect information on your report | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 0% |
| 2016 | 1 | 100% |
| 2018 | 2 | 100% |
| 2022 | 1 | 100% |
| 2024 | 1 | 100% |
| 2025 | 2 | 0% |
| 2026 | 3 | 33.3% |
Source: CFPB Consumer Complaint Database
Sir Finance Corp filings cluster in one product
Sir Finance Corp's 11 logged complaints stay concentrated: only 4 states show a filing. Only 36.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-06-23.
Sir Finance Corp answers 54.5% of complaints inside the CFPB's tracked window and closes 36.4% with a written explanation. 9.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sir Finance Corp.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Sir Finance Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 11.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 54.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Sir Finance Corp (54.5% timely; 9.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration