CFPB · Narrative-heavy record
Simple Car Title Loans Inc
7 CFPB complaints · 57.1% with narratives · top issue Charged fees or interest you didn't expect.
Simple Car Title Loans Inc: 57.1% of 7 filings include consumer narratives. Timely 85.7% · relief 14.3% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.
- Narrative-heavy record
- +200% filings 2020 to 2026
CFPB relief outcome brief
CCDB company simple-car-title-loans-inc
14.3% relief · 85.7% timely · 7 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: SoLo Funds Inc. (17.2% relief)
Simple Car Title Loans Inc closes 14.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Simple Car Title Loans Inc has 7 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Simple Car Title Loans Inc complaint mix by product
- Payday loan, 3 42.9% – 0% relief
- Debt collection 2 28.6% – 50% relief
- Payday loan, 2 28.6% – 0% relief
How Simple Car Title Loans Inc's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Debt collection | 2 |
| Payday loan, title loan, or personal loan | 2 |
Simple Car Title Loans Inc rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2020
Top States
| State | Complaints |
|---|---|
| CA | 7 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 3 |
| Written notification about debt | 1 |
| Struggling to pay your loan | 1 |
| Took or threatened to take negative or legal action | 1 |
| Can't contact lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2024 | 1 | 100% |
| 2025 | 1 | 100% |
| 2026 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database
Simple Car Title Loans Inc's narrative-rich complaint ledger
Simple Car Title Loans Inc's 7 logged complaints stay concentrated: only 1 state shows a filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-05-24.
Simple Car Title Loans Inc answers 85.7% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 14.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Simple Car Title Loans Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Simple Car Title Loans Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 85.7%.
- Thunderbird Collection Specialists, Inc. Δ 0.0 pts · 203 complaints 85.7%timely
- AMCOL Systems, Inc. Δ 0.1 pts · 692 complaints 85.8%timely
- LTD Financial Services, L.P. Δ 0.2 pts · 427 complaints 85.9%timely
- Neighborhood Assistance Corporation of America ("NACA") Δ 0.2 pts · 145 complaints 85.5%timely
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Simple Car Title Loans Inc (85.7% timely; 14.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record