CFPB · Single-product concentration

Sibcy Cline Mortgage Service

2 CFPB complaints · 100% in "Mortgage" · top issue Application, originator, mortgage broker.

2 CFPB complaints

Sibcy Cline Mortgage Service: 100% of 2 CFPB complaints sit in "Mortgage". Timely 50% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2016 to 2020

CFPB relief outcome brief

CCDB company sibcy-cline-mortgage-service

0% relief · 50% timely · 2 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Sibcy Cline Mortgage Service(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Sibcy Cline Mortgage Service and nearest filing-volume peers

Sibcy Cline Mortgage Service closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Sibcy Cline Mortgage Service has 2 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

Subscribe (RSS)
Timely response rate 50.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Sibcy Cline Mortgage Service complaint mix by product

Total complaints: 2

Sibcy Cline Mortgage Service complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 2 complaints (100.0%), resolution 0.0% Mortgage 100.0%
  • Mortgage 2 100.0% – 0% relief

How Sibcy Cline Mortgage Service's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 2

Concentrated filing states for Sibcy Cline Mortgage Service

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
50% of this company's filings
GA1OH1

Sibcy Cline Mortgage Service complaints by year

Annual filing volume from the CFPB public database

Trend in view
2020
1
0% vs 2016
1 20162020 1

Top States

State Complaints
GA 1
OH 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 1
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2016 1 0%
2020 1 100%

Source: CFPB Consumer Complaint Database

Sibcy Cline Mortgage Service filings cluster in one product

Sibcy Cline Mortgage Service's 2 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2020-12-23.

Sibcy Cline Mortgage Service answers 50% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sibcy Cline Mortgage Service.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Sibcy Cline Mortgage Service: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Sibcy Cline Mortgage Service (50% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration