CFPB · Narrative-heavy record

Shabana Motors

52 CFPB complaints · 44.2% with narratives · top issue Incorrect information on your report.

52 CFPB complaints

Shabana Motors: 44.2% of 52 filings include consumer narratives. Timely 100% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +1400% filings 2017 to 2026

CFPB relief outcome brief

CCDB company shabana-motors

0% relief · 100% timely · 52 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Shabana Motors (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Shabana Motors and nearest filing-volume peers

Shabana Motors closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Shabana Motors scores strongest on timely response (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

49 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

100 / 100 percentile-benchmarked

100% of complaints answered inside the CFPB 15-day window

Closed with explanation

75 / 100 percentile-benchmarked

86.5% of complaints closed with an explanation to the consumer

Most of Shabana Motors's 52 filings include narrative text

44.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Shabana Motors complaint mix by product

Total complaints: 52

Shabana Motors complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 52 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 22 complaints (42.3%), resolution 0.0% Credit reporting 42.3% Debt collection: 12 complaints (23.1%), resolution 0.0% Debt collection 23.1% Vehicle loan: 10 complaints (19.2%), resolution 0.0% Vehicle loan 19.2% Credit reporting,: 6 complaints (11.5%), resolution 0.0% Credit reporting, 11.5% Debt or: 1 complaints (1.9%), resolution 0.0% Payday loan,: 1 complaints (1.9%), resolution 0.0%
  • Credit reporting 22 42.3% – 0% relief
  • Debt collection 12 23.1% – 0% relief
  • Vehicle loan 10 19.2% – 0% relief
  • Credit reporting, 6 11.5% – 0% relief
  • Debt or 1 1.9% – 0% relief
  • Payday loan, 1 1.9% – 0% relief

How Shabana Motors's 52 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 22
Debt collection 12
Vehicle loan or lease 10
Credit reporting, credit repair services, or other personal consumer reports 6
Debt or credit management 1
Payday loan, title loan, personal loan, or advance loan 1

Concentrated filing states for Shabana Motors

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
76.9% of this company's filings
TX40MS3CO2LA2UT2GA1NY1

Shabana Motors rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
15
+1400% vs 2017
05101520 201720182019202120222023202420252026 15

Top States

State Complaints
TX 40
MS 3
CO 2
LA 2
UT 2
GA 1
NY 1

Top Issues

Issue Complaints
Incorrect information on your report 17
Problem with a company's investigation into an existing problem 7
Took or threatened to take negative or legal action 5
Attempts to collect debt not owed 4
Struggling to pay your loan 3
Repossession 3
Written notification about debt 3
Managing the loan or lease 2
Getting a loan or lease 2
Problem with a credit reporting company's investigation into an existing problem 2
Credit monitoring or identity theft protection services 1
Didn't provide services promised 1
Vehicle was repossessed or sold the vehicle 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2017 1 100%
2018 1 100%
2019 4 100%
2021 4 100%
2022 5 100%
2023 2 100%
2024 1 100%
2025 19 100%
2026 15 100%

Source: CFPB Consumer Complaint Database

Shabana Motors's narrative-rich complaint ledger

Shabana Motors's 52 logged complaints stay concentrated: only 7 states show a filing. 44.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-08.

Shabana Motors answers 100% of complaints inside the CFPB's tracked window and closes 86.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Shabana Motors.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Shabana Motors: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Shabana Motors (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record