CFPB · Single-product concentration

Sente Mortgage

9 CFPB complaints · 88.9% in "Mortgage" · top issue Trouble during payment process.

9 CFPB complaints

Sente Mortgage: 88.9% of 9 CFPB complaints sit in "Mortgage". Timely 66.7% · relief 11.1%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2013 to 2026

CFPB relief outcome brief

CCDB company sente-mortgage

11.1% relief · 66.7% timely · 9 filings · Mortgage

Nearest relief peer: CrossCountry Mortgage LLC (11.2% relief)

Sente Mortgage (this)11.1%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Sente Mortgage and nearest filing-volume peers

Sente Mortgage closes 11.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Sente Mortgage has 9 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 66.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Sente Mortgage complaint mix by product

Total complaints: 9

Sente Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 8 complaints (88.9%), resolution 12.5% Mortgage 88.9% Credit reporting,: 1 complaints (11.1%), resolution 0.0% Credit reporting, 11.1%
  • Mortgage 8 88.9% – 13% relief
  • Credit reporting, 1 11.1% – 0% relief

How Sente Mortgage's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 8
Credit reporting, credit repair services, or other personal consumer reports 1

Sente Mortgage complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2013
0.511.522.5 2013201620212022202320252026 1

Top States

State Complaints
TX 8

Top Issues

Issue Complaints
Trouble during payment process 6
Loan modification,collection,foreclosure 1
Settlement process and costs 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2016 1 0%
2021 2 100%
2022 1 100%
2023 2 100%
2025 1 100%
2026 1 0%

Source: CFPB Consumer Complaint Database

Sente Mortgage filings cluster in one product

Sente Mortgage's 9 logged complaints stay concentrated: only 1 state shows a filing. 55.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-01-30.

Sente Mortgage answers 66.7% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sente Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Sente Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Sente Mortgage (66.7% timely; 11.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration