Semper Home Loans, Inc
9 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Semper Home Loans, Inc complaint mix by product
- Mortgage 7 77.8% – 14% relief
- Credit reporting 1 11.1% – 0% relief
- Bank account 1 11.1% – 0% relief
How Semper Home Loans, Inc's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 7 |
| Credit reporting or other personal consumer reports | 1 |
| Bank account or service | 1 |
Top States
| State | Complaints |
|---|---|
| RI | 3 |
| GA | 2 |
| NY | 1 |
| FL | 1 |
| TX | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 4 |
| Incorrect information on your report | 1 |
| Application, originator, mortgage broker | 1 |
| Account opening, closing, or management | 1 |
| Credit decision / Underwriting | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 1 | 0% |
| 2016 | 1 | 0% |
| 2020 | 2 | 50% |
| 2021 | 3 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Semper Home Loans, Inc
Semper Home Loans, Inc's 9 logged complaints stay concentrated: only 6 states show a filing on record. 77.8% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2014 through 2025-02-18.
Semper Home Loans, Inc answers 66.7% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Semper Home Loans, Inc.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Semper Home Loans, Inc have?
9, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Semper Home Loans, Inc respond to complaints on time?
66.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Semper Home Loans, Inc?
"Closing on a mortgage", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.