CFPB · Single-product concentration
Semper Home Loans, Inc
9 CFPB complaints · 77.8% in "Mortgage" · top issue Closing on a mortgage.
Semper Home Loans, Inc: 77.8% of 9 CFPB complaints sit in "Mortgage". Timely 66.7% · relief 11.1%. Allegations, not findings.
- Single-product concentration
- 0% filings 2014 to 2025
CFPB relief outcome brief
CCDB company semper-home-loans-inc
11.1% relief · 66.7% timely · 9 filings · Mortgage
Same-product relief peers
Nearest relief peer: CrossCountry Mortgage LLC (11.2% relief)
Semper Home Loans, Inc closes 11.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Semper Home Loans, Inc complaint mix by product
- Mortgage 7 77.8% – 14% relief
- Credit reporting 1 11.1% – 0% relief
- Bank account 1 11.1% – 0% relief
How Semper Home Loans, Inc's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 7 |
| Credit reporting or other personal consumer reports | 1 |
| Bank account or service | 1 |
Where Semper Home Loans, Inc complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- RI
- 33.3% of this company's filings
Semper Home Loans, Inc complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| RI | 3 |
| GA | 2 |
| NY | 1 |
| FL | 1 |
| TX | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Closing on a mortgage | 4 |
| Incorrect information on your report | 1 |
| Application, originator, mortgage broker | 1 |
| Account opening, closing, or management | 1 |
| Credit decision / Underwriting | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 1 | 0% |
| 2016 | 1 | 0% |
| 2020 | 2 | 50% |
| 2021 | 3 | 100% |
| 2025 | 1 | 100% |
Source: CFPB Consumer Complaint Database
Semper Home Loans, Inc filings cluster in one product
Semper Home Loans, Inc's 9 logged complaints stay concentrated: only 6 states show a filing. 77.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-02-18.
Semper Home Loans, Inc answers 66.7% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Closing on a mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Semper Home Loans, Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Semper Home Loans, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 66.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Semper Home Loans, Inc (66.7% timely; 11.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration