CFPB · Narrative-heavy record

Seacoast Banking Corporation of Florida

67 CFPB complaints · 43.3% with narratives · top issue Managing an account.

67 CFPB complaints

Seacoast Banking Corporation of Florida: 43.3% of 67 filings include consumer narratives. Timely 97% · relief 34.3% · top product Checking or savings account. Allegations, not findings.

  • Narrative-heavy record
  • -12.5% filings 2023 to 2026

CFPB relief outcome brief

CCDB company seacoast-banking-corporation-of-florida

34.3% relief · 97% timely · 67 filings · Checking or savings account

Nearest relief peer: TD Bank Us Holding Company (34.6% relief)

Seacoast Banking Corporation…34.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Seacoast Banking Corporation of Florida and nearest filing-volume peers

Seacoast Banking Corporation of Florida closes 34.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Seacoast Banking Corporation of Florida's 67 filings include narrative text

43.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 34.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Seacoast Banking Corporation of Florida complaint mix by product

Total complaints: 67

Seacoast Banking Corporation of Florida complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 67 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 36 complaints (54.5%), resolution 33.3% Checking or 54.5% Credit reporting: 11 complaints (16.7%), resolution 27.3% Credit reporting 16.7% Mortgage: 9 complaints (13.6%), resolution 55.6% Mortgage 13.6% Money transfer,: 5 complaints (7.6%), resolution 20.0% Money transfer, 7.6% Credit card: 3 complaints (4.5%), resolution 0.0% Credit reporting,: 1 complaints (1.5%), resolution 100.0% Payday loan,: 1 complaints (1.5%), resolution 0.0%
  • Checking or 36 54.5% 33% relief
  • Credit reporting 11 16.7% 27% relief
  • Mortgage 9 13.6% 56% relief
  • Money transfer, 5 7.6% 20% relief
  • Credit card 3 4.5% 0% relief
  • Credit reporting, 1 1.5% 100% relief
  • Payday loan, 1 1.5% 0% relief

How Seacoast Banking Corporation of Florida's 67 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 36
Credit reporting or other personal consumer reports 11
Mortgage 9
Money transfer, virtual currency, or money service 5
Credit card 3
Credit reporting, credit repair services, or other personal consumer reports 1
Payday loan, title loan, or personal loan 1
Debt collection 1

Concentrated filing states for Seacoast Banking Corporation of Florida

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
86.6% of this company's filings
FL58CA2NC1DC1GA1SC1MI1NY1

Seacoast Banking Corporation of Florida falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
14
-12.5% vs 2023
1015202530 2023202420252026 14

Top States

State Complaints
FL 58
CA 2
NC 1
DC 1
GA 1
SC 1
MI 1
NY 1

Top Issues

Issue Complaints
Managing an account 19
Incorrect information on your report 6
Opening an account 6
Closing an account 6
Trouble during payment process 5
Problem with a lender or other company charging your account 4
Fraud or scam 3
Improper use of your report 3
Closing on a mortgage 2
Problem with a company's investigation into an existing problem 2
Getting a credit card 2
Struggling to pay mortgage 1
Confusing or missing disclosures 1
Problem when making payments 1
Problem with a company's investigation into an existing issue 1
Applying for a mortgage or refinancing an existing mortgage 1
Problem caused by your funds being low 1
Attempts to collect debt not owed 1
Problem with a purchase shown on your statement 1
Money was not available when promised 1

Yearly Trend

Year Complaints Timely
2023 16 93.8%
2024 12 100%
2025 25 96%
2026 14 100%

Source: CFPB Consumer Complaint Database

Seacoast Banking Corporation of Florida's narrative-rich complaint ledger

Seacoast Banking Corporation of Florida's 67 logged complaints stay concentrated: only 8 states show a filing. 43.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-06-23.

Seacoast Banking Corporation of Florida answers 97% of complaints inside the CFPB's tracked window and closes 64.2% with a written explanation. 34.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Seacoast Banking Corporation of Florida.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Seacoast Banking Corporation of Florida: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Seacoast Banking Corporation of Florida (97% timely; 34.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record