2026 data Public-data reference. official source

SEACOAST BANKING CORPORATION OF FLORIDA

56 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

56 consumer complaints filed with the CFPB

This profile shows SEACOAST BANKING CORPORATION OF FLORIDA's complaint history from CFPB public records. 56 consumers have filed complaints since 2023. The company has a 98.2% timely response rate and has provided relief in 35.7% of cases.

56
Total Complaints
98.2%
Timely Response
0%
Disputed
35.7%
Relief Provided
6
States Active
2023
Since

Total complaints

56

Filed since 2023

Timely response

98.2%

CFPB-tracked response window

Relief rate

35.7%

Closed with monetary or non-monetary relief

Timely response rate 98.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 35.7%
Industry median

Share closed with monetary or non-monetary relief.

SEACOAST BANKING CORPORATION OF FLORIDA complaint mix by product

Total complaints: 56

SEACOAST BANKING CORPORATION OF FLORIDA complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 56 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 29 complaints (52.7%), resolution 34.5% Checking or 52.7% Credit reporting: 10 complaints (18.2%), resolution 20.0% Credit reporting 18.2% Mortgage: 7 complaints (12.7%), resolution 71.4% Mortgage 12.7% Money transfer,: 4 complaints (7.3%), resolution 25.0% Money transfer, 7.3% Credit card: 3 complaints (5.5%), resolution 0.0% Credit reporting,: 1 complaints (1.8%), resolution 100.0% Payday loan,: 1 complaints (1.8%), resolution 0.0%
  • Checking or 29 52.7% 35% relief
  • Credit reporting 10 18.2% 20% relief
  • Mortgage 7 12.7% 71% relief
  • Money transfer, 4 7.3% 25% relief
  • Credit card 3 5.5% 0% relief
  • Credit reporting, 1 1.8% 100% relief
  • Payday loan, 1 1.8% 0% relief

How SEACOAST BANKING CORPORATION OF FLORIDA's 56 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 29
Credit reporting or other personal consumer reports 10
Mortgage 7
Money transfer, virtual currency, or money service 4
Credit card 3
Credit reporting, credit repair services, or other personal consumer reports 1
Payday loan, title loan, or personal loan 1
Debt collection 1

Top States

State Complaints
FL 50
MI 1
CA 1
DC 1
NC 1
SC 1

Top Issues

Issue Complaints
Managing an account 16
Closing an account 5
Incorrect information on your report 5
Opening an account 4
Trouble during payment process 4
Problem with a lender or other company charging your account 3
Improper use of your report 3
Fraud or scam 2
Getting a credit card 2
Problem with a company's investigation into an existing problem 2
Problem caused by your funds being low 1
Problem with a purchase shown on your statement 1
Problem with a company's investigation into an existing issue 1
Confusing or missing disclosures 1
Struggling to pay mortgage 1
Problem when making payments 1
Applying for a mortgage or refinancing an existing mortgage 1
Attempts to collect debt not owed 1
Closing on a mortgage 1
Money was not available when promised 1

Yearly Trend

Year Complaints Timely
2023 15 100%
2024 9 100%
2025 21 95.2%
2026 11 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SEACOAST BANKING CORPORATION OF FLORIDA

SEACOAST BANKING CORPORATION OF FLORIDA has accumulated 56 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 19 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2023, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SEACOAST BANKING CORPORATION OF FLORIDA reports a 98.2% timely-response rate and has closed 64.3% of cases with a written explanation to the consumer. 35.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SEACOAST BANKING CORPORATION OF FLORIDA: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SEACOAST BANKING CORPORATION OF FLORIDA have?

SEACOAST BANKING CORPORATION OF FLORIDA has received 56 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SEACOAST BANKING CORPORATION OF FLORIDA respond to complaints on time?

SEACOAST BANKING CORPORATION OF FLORIDA has a 98.2% timely response rate to CFPB complaints.

What is the most common complaint about SEACOAST BANKING CORPORATION OF FLORIDA?

The most common issue reported against SEACOAST BANKING CORPORATION OF FLORIDA is "Managing an account" in the "Checking or savings account" product category.

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