CFPB · Mid-pack CFPB posture
SCS Credit Corporation
44 CFPB complaints · 5 states · top issue Incorrect information on your report.
SCS Credit Corporation has 44 consumer complaints in the CFPB public database. Timely response is 100%; 4.5% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +550% filings 2016 to 2026
CFPB relief outcome brief
CCDB company scs-credit-corporation
4.5% relief · 100% timely · 44 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Larry H. Miller Group of Companies (4.1% relief)
SCS Credit Corporation closes 4.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 44 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
SCS Credit Corporation complaint mix by product
- Credit reporting 16 36.4% – 0% relief
- Debt collection 11 25.0% – 0% relief
- Vehicle loan 10 22.7% – 20% relief
- Credit reporting, 3 6.8% – 0% relief
- Consumer Loan 2 4.5% – 0% relief
- Credit card 1 2.3% – 0% relief
- Debt or 1 2.3% – 0% relief
How SCS Credit Corporation's 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 16 |
| Debt collection | 11 |
| Vehicle loan or lease | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Consumer Loan | 2 |
| Credit card | 1 |
| Debt or credit management | 1 |
Concentrated filing states for SCS Credit Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- IN
- 81.8% of this company's filings
SCS Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 13
- +550% vs 2016
Top States
| State | Complaints |
|---|---|
| IN | 36 |
| NC | 3 |
| TN | 2 |
| IL | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 12 |
| Repossession | 5 |
| Improper use of your report | 4 |
| Attempts to collect debt not owed | 4 |
| Took or threatened to take negative or legal action | 3 |
| Managing the loan or lease | 3 |
| Struggling to pay your loan | 3 |
| False statements or representation | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Struggling to pay your bill | 1 |
| Didn't provide services promised | 1 |
| Written notification about debt | 1 |
| Taking out the loan or lease | 1 |
| Disclosure verification of debt | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 2 | 100% |
| 2017 | 2 | 100% |
| 2018 | 1 | 100% |
| 2019 | 4 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 10 | 100% |
| 2025 | 8 | 100% |
| 2026 | 13 | 100% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about SCS Credit Corporation
SCS Credit Corporation's 44 logged complaints stay concentrated: only 5 states show a filing. Only 29.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2026-03-19.
SCS Credit Corporation answers 100% of complaints inside the CFPB's tracked window and closes 95.5% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about SCS Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for SCS Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 44.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for SCS Credit Corporation (100% timely; 4.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture