SCS Credit Corporation
44 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
SCS Credit Corporation complaint mix by product
- Credit reporting 16 36.4% – 0% relief
- Debt collection 11 25.0% – 0% relief
- Vehicle loan 10 22.7% – 20% relief
- Credit reporting, 3 6.8% – 0% relief
- Consumer Loan 2 4.5% – 0% relief
- Credit card 1 2.3% – 0% relief
- Debt or 1 2.3% – 0% relief
How SCS Credit Corporation's 44 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 16 |
| Debt collection | 11 |
| Vehicle loan or lease | 10 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Consumer Loan | 2 |
| Credit card | 1 |
| Debt or credit management | 1 |
Top States
| State | Complaints |
|---|---|
| IN | 36 |
| NC | 3 |
| TN | 2 |
| IL | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 12 |
| Repossession | 5 |
| Improper use of your report | 4 |
| Attempts to collect debt not owed | 4 |
| Took or threatened to take negative or legal action | 3 |
| Managing the loan or lease | 3 |
| Struggling to pay your loan | 3 |
| False statements or representation | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Struggling to pay your bill | 1 |
| Didn't provide services promised | 1 |
| Written notification about debt | 1 |
| Taking out the loan or lease | 1 |
| Disclosure verification of debt | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 2 | 100% |
| 2017 | 2 | 100% |
| 2018 | 1 | 100% |
| 2019 | 4 | 100% |
| 2020 | 1 | 100% |
| 2021 | 1 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 10 | 100% |
| 2025 | 8 | 100% |
| 2026 | 13 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About SCS Credit Corporation
SCS Credit Corporation's 44 logged complaints stay concentrated: only 5 states show a filing on record. Only 29.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2016 through 2026-03-19.
SCS Credit Corporation answers 100% of complaints inside the CFPB's tracked window and closes 95.5% with a written explanation. 4.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about SCS Credit Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does SCS Credit Corporation have?
44, per the CFPB's public complaint count for this company (see the full breakdown above).
Does SCS Credit Corporation respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about SCS Credit Corporation?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.