CFPB · Single-product concentration
Scenic Oaks Funding
2 CFPB complaints · 100% in "Mortgage" · top issue Application, originator, mortgage broker.
Scenic Oaks Funding: 100% of 2 CFPB complaints sit in "Mortgage". Timely 50% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2017 to 2021
CFPB relief outcome brief
CCDB company scenic-oaks-funding
0% relief · 50% timely · 2 filings · Mortgage
Same-product relief peers
Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)
Scenic Oaks Funding closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Scenic Oaks Funding complaint mix by product
- Mortgage 2 100.0% – 0% relief
How Scenic Oaks Funding's 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 2 |
Scenic Oaks Funding complaints by year
Annual filing volume from the CFPB public database
- 2021
- 1
- 0% vs 2017
Top States
| State | Complaints |
|---|---|
| CA | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Application, originator, mortgage broker | 1 |
| Closing on a mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 1 | 100% |
| 2021 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Scenic Oaks Funding filings cluster in one product
Scenic Oaks Funding's 2 logged complaints stay concentrated: only 1 state shows a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2021-02-03.
Scenic Oaks Funding answers 50% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Scenic Oaks Funding.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Scenic Oaks Funding: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 50%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Scenic Oaks Funding (50% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration