Total complaints
156
Filed since 2012
156 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
156 consumer complaints filed with the CFPB
This profile shows SANTANDER BANCORP's complaint history from CFPB public records. 156 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 0% of cases.
Total complaints
156
Filed since 2012
Timely response
100%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How SANTANDER BANCORP's 156 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Bank account or service | 44 |
| Mortgage | 43 |
| Credit card | 22 |
| Checking or savings account | 17 |
| Debt collection | 8 |
| Credit card or prepaid card | 7 |
| Consumer Loan | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Other financial service | 1 |
| Payday loan, title loan, or personal loan | 1 |
| Credit reporting | 1 |
| State | Complaints |
|---|---|
| PR | 129 |
| PA | 3 |
| MA | 2 |
| NJ | 2 |
| FL | 2 |
| NY | 2 |
| NH | 1 |
| MI | 1 |
| CA | 1 |
| MD | 1 |
| AL | 1 |
| KS | 1 |
| PW | 1 |
| NM | 1 |
| IA | 1 |
| Issue | Complaints |
|---|---|
| Account opening, closing, or management | 22 |
| Deposits and withdrawals | 16 |
| Loan modification,collection,foreclosure | 13 |
| Managing an account | 13 |
| Struggling to pay mortgage | 11 |
| Loan servicing, payments, escrow account | 10 |
| Billing disputes | 6 |
| Incorrect information on your report | 6 |
| Problem with a purchase shown on your statement | 5 |
| Other | 4 |
| Managing the loan or lease | 4 |
| APR or interest rate | 3 |
| Closing/Cancelling account | 3 |
| Using a debit or ATM card | 3 |
| Problems caused by my funds being low | 3 |
| Took or threatened to take negative or legal action | 3 |
| Closing an account | 3 |
| Billing statement | 2 |
| Trouble during payment process | 2 |
| Managing the line of credit | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 9 | 100% |
| 2013 | 14 | 100% |
| 2014 | 22 | 100% |
| 2015 | 36 | 100% |
| 2016 | 18 | 100% |
| 2017 | 16 | 100% |
| 2018 | 19 | 100% |
| 2019 | 15 | 100% |
| 2020 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
SANTANDER BANCORP has accumulated 156 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 28 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2020-09-15, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, SANTANDER BANCORP reports a 100% timely-response rate and has closed 95.5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 19.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Bank account or service", and the single most common underlying issue is "Account opening, closing, or management".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SANTANDER BANCORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
SANTANDER BANCORP has received 156 consumer complaints filed with the Consumer Financial Protection Bureau.
SANTANDER BANCORP has a 100% timely response rate to CFPB complaints.
The most common issue reported against SANTANDER BANCORP is "Account opening, closing, or management" in the "Bank account or service" product category.
Read our methodology — how this data is sourced, computed, and verified.