2026 data Public-data reference. official source

SANTANDER BANCORP

156 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

156 consumer complaints filed with the CFPB

This profile shows SANTANDER BANCORP's complaint history from CFPB public records. 156 consumers have filed complaints since 2012. The company has a 100% timely response rate and has provided relief in 0% of cases.

156
Total Complaints
100%
Timely Response
19.2%
Disputed
0%
Relief Provided
15
States Active
2012
Since

Total complaints

156

Filed since 2012

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

SANTANDER BANCORP complaint mix by product

Total complaints: 156

SANTANDER BANCORP complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 156 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Bank account: 44 complaints (29.7%), resolution 0.0% Bank account 29.7% Mortgage: 43 complaints (29.1%), resolution 0.0% Mortgage 29.1% Credit card: 22 complaints (14.9%), resolution 0.0% Credit card 14.9% Checking or: 17 complaints (11.5%), resolution 0.0% Checking or 11.5% Debt collection: 8 complaints (5.4%), resolution 0.0% Credit card: 7 complaints (4.7%), resolution 0.0% Consumer Loan: 7 complaints (4.7%), resolution 0.0%
  • Bank account 44 29.7% 0% relief
  • Mortgage 43 29.1% 0% relief
  • Credit card 22 14.9% 0% relief
  • Checking or 17 11.5% 0% relief
  • Debt collection 8 5.4% 0% relief
  • Credit card 7 4.7% 0% relief
  • Consumer Loan 7 4.7% 0% relief

How SANTANDER BANCORP's 156 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Bank account or service 44
Mortgage 43
Credit card 22
Checking or savings account 17
Debt collection 8
Credit card or prepaid card 7
Consumer Loan 7
Credit reporting, credit repair services, or other personal consumer reports 5
Other financial service 1
Payday loan, title loan, or personal loan 1
Credit reporting 1

Top States

State Complaints
PR 129
PA 3
MA 2
NJ 2
FL 2
NY 2
NH 1
MI 1
CA 1
MD 1
AL 1
KS 1
PW 1
NM 1
IA 1

Top Issues

Issue Complaints
Account opening, closing, or management 22
Deposits and withdrawals 16
Loan modification,collection,foreclosure 13
Managing an account 13
Struggling to pay mortgage 11
Loan servicing, payments, escrow account 10
Billing disputes 6
Incorrect information on your report 6
Problem with a purchase shown on your statement 5
Other 4
Managing the loan or lease 4
APR or interest rate 3
Closing/Cancelling account 3
Using a debit or ATM card 3
Problems caused by my funds being low 3
Took or threatened to take negative or legal action 3
Closing an account 3
Billing statement 2
Trouble during payment process 2
Managing the line of credit 2

Yearly Trend

Year Complaints Timely
2012 9 100%
2013 14 100%
2014 22 100%
2015 36 100%
2016 18 100%
2017 16 100%
2018 19 100%
2019 15 100%
2020 7 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SANTANDER BANCORP

SANTANDER BANCORP has accumulated 156 consumer complaints in the CFPB public database, with filings active across 15 U.S. states. Of those submissions, 28 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2020-09-15, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SANTANDER BANCORP reports a 100% timely-response rate and has closed 95.5% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 19.2% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Bank account or service", and the single most common underlying issue is "Account opening, closing, or management".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SANTANDER BANCORP: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SANTANDER BANCORP have?

SANTANDER BANCORP has received 156 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SANTANDER BANCORP respond to complaints on time?

SANTANDER BANCORP has a 100% timely response rate to CFPB complaints.

What is the most common complaint about SANTANDER BANCORP?

The most common issue reported against SANTANDER BANCORP is "Account opening, closing, or management" in the "Bank account or service" product category.

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