CFPB · Diversified product mix
S&N Debt Solutions, LLC
16 CFPB complaints · diversified mix (top product 31.3%) · top issue Fraud or scam.
S&N Debt Solutions, LLC: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 31.3% of 16 - multi-bucket mix. Timely 100% · relief 18.8%. Allegations, not findings.
- Diversified product mix
- +500% filings 2016 to 2020
CFPB relief outcome brief
CCDB company s-n-debt-solutions-llc
18.8% relief · 100% timely · 16 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: First Investors Servicing Corporation, Atlanta, GA Branch (24.7% relief)
S&N Debt Solutions, LLC closes 18.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of S&N Debt Solutions, LLC's 16 filings include narrative text
62.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
S&N Debt Solutions, LLC complaint mix by product
- Credit reporting, 5 31.3% – 20% relief
- Money transfer, 5 31.3% – 40% relief
- Debt collection 5 31.3% – 0% relief
- Other financial 1 6.3% – 0% relief
How S&N Debt Solutions, LLC's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Money transfer, virtual currency, or money service | 5 |
| Debt collection | 5 |
| Other financial service | 1 |
Where S&N Debt Solutions, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 18.8% of this company's filings
S&N Debt Solutions, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2020
- 6
- +500% vs 2016
Top States
| State | Complaints |
|---|---|
| TX | 3 |
| CA | 3 |
| AL | 2 |
| MD | 2 |
| MA | 2 |
| NY | 1 |
| NC | 1 |
| MI | 1 |
| IN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 4 |
| Confusing or misleading advertising or marketing | 3 |
| Took or threatened to take negative or legal action | 2 |
| False statements or representation | 2 |
| Customer service / Customer relations | 1 |
| Unexpected or other fees | 1 |
| Improper use of your report | 1 |
| Communication tactics | 1 |
| Problem with customer service | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2019 | 7 | 100% |
| 2020 | 6 | 100% |
Source: CFPB Consumer Complaint Database
S&N Debt Solutions, LLC spreads across product buckets
S&N Debt Solutions, LLC's 16 logged complaints stay concentrated: only 9 states show a filing. 62.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2020-08-21.
S&N Debt Solutions, LLC answers 100% of complaints inside the CFPB's tracked window and closes 81.3% with a written explanation. 18.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about S&N Debt Solutions, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for S&N Debt Solutions, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 16.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 100%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for S&N Debt Solutions, LLC (100% timely; 18.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix