Total complaints
12
Filed since 2016
2026 data Public-data reference. official source
S&N Debt Solutions, LLC
12 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
12 consumer complaints filed with the CFPB
This profile shows S&N Debt Solutions, LLC's complaint history from CFPB public records. 12 consumers have filed complaints since 2016. The company has a 100% timely response rate and has provided relief in 16.7% of cases.
12
Total Complaints
100%
Timely Response
0%
Disputed
16.7%
Relief Provided
6
States Active
2016
Since
Timely response
100%
CFPB-tracked response window
Relief rate
16.7%
Closed with monetary or non-monetary relief
Timely response rate 100.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 16.7%
Industry median
Share closed with monetary or non-monetary relief.
S&N Debt Solutions, LLC complaint mix by product
- Debt collection 5 41.7% – 0% relief
- Credit reporting, 3 25.0% – 33% relief
- Money transfer, 3 25.0% – 33% relief
- Other financial 1 8.3% – 0% relief
How S&N Debt Solutions, LLC's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Money transfer, virtual currency, or money service | 3 |
| Other financial service | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 3 |
| AL | 2 |
| CA | 2 |
| MD | 2 |
| MA | 2 |
| NY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 3 |
| False statements or representation | 2 |
| Took or threatened to take negative or legal action | 2 |
| Confusing or misleading advertising or marketing | 2 |
| Unexpected or other fees | 1 |
| Communication tactics | 1 |
| Customer service/Customer relations | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 1 | 100% |
| 2018 | 1 | 100% |
| 2019 | 5 | 100% |
| 2020 | 4 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About S&N Debt Solutions, LLC
S&N Debt Solutions, LLC has accumulated 12 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2020-08-21, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, S&N Debt Solutions, LLC reports a 100% timely-response rate and has closed 83.3% of cases with a written explanation to the consumer. 16.7% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Fraud or scam".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating S&N Debt Solutions, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does S&N Debt Solutions, LLC have?
S&N Debt Solutions, LLC has received 12 consumer complaints filed with the Consumer Financial Protection Bureau.
Does S&N Debt Solutions, LLC respond to complaints on time?
S&N Debt Solutions, LLC has a 100% timely response rate to CFPB complaints.
What is the most common complaint about S&N Debt Solutions, LLC?
The most common issue reported against S&N Debt Solutions, LLC is "Fraud or scam" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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