2026 data Public-data reference. official source

RUOFF MORTGAGE

37 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

37 consumer complaints filed with the CFPB

This profile shows RUOFF MORTGAGE's complaint history from CFPB public records. 37 consumers have filed complaints since 2015. The company has a 97.3% timely response rate and has provided relief in 8.1% of cases.

37
Total Complaints
97.3%
Timely Response
2.7%
Disputed
8.1%
Relief Provided
8
States Active
2015
Since

Total complaints

37

Filed since 2015

Timely response

97.3%

CFPB-tracked response window

Relief rate

8.1%

Closed with monetary or non-monetary relief

Timely response rate 97.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.1%
Industry median

Share closed with monetary or non-monetary relief.

RUOFF MORTGAGE complaint mix by product

Total complaints: 37

RUOFF MORTGAGE complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 37 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 33 complaints (89.2%), resolution 9.1% Mortgage 89.2% Credit reporting,: 2 complaints (5.4%), resolution 0.0% Credit reporting: 1 complaints (2.7%), resolution 0.0% Debt collection: 1 complaints (2.7%), resolution 0.0%
  • Mortgage 33 89.2% 9% relief
  • Credit reporting, 2 5.4% 0% relief
  • Credit reporting 1 2.7% 0% relief
  • Debt collection 1 2.7% 0% relief

How RUOFF MORTGAGE's 37 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 33
Credit reporting, credit repair services, or other personal consumer reports 2
Credit reporting or other personal consumer reports 1
Debt collection 1

Top States

State Complaints
IN 21
OH 5
MI 4
CA 2
PA 2
ME 1
IL 1
KY 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 9
Trouble during payment process 8
Closing on a mortgage 5
Improper use of your report 4
Struggling to pay mortgage 3
Incorrect information on your report 2
Loan servicing, payments, escrow account 2
Application, originator, mortgage broker 2
False statements or representation 1
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2016 2 50%
2017 2 100%
2020 7 100%
2021 6 100%
2022 4 100%
2023 3 100%
2024 2 100%
2025 5 100%
2026 5 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About RUOFF MORTGAGE

RUOFF MORTGAGE has accumulated 37 consumer complaints in the CFPB public database, with filings active across 8 U.S. states. Of those submissions, 16 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, RUOFF MORTGAGE reports a 97.3% timely-response rate and has closed 83.8% of cases with a written explanation to the consumer. 8.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 2.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RUOFF MORTGAGE: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does RUOFF MORTGAGE have?

RUOFF MORTGAGE has received 37 consumer complaints filed with the Consumer Financial Protection Bureau.

Does RUOFF MORTGAGE respond to complaints on time?

RUOFF MORTGAGE has a 97.3% timely response rate to CFPB complaints.

What is the most common complaint about RUOFF MORTGAGE?

The most common issue reported against RUOFF MORTGAGE is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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