Total complaints
4
Filed since 2013
2026 data Public-data reference. official source
River City Finance Co., Inc.
4 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
4 consumer complaints filed with the CFPB
This profile shows River City Finance Co., Inc.'s complaint history from CFPB public records. 4 consumers have filed complaints since 2013. The company has a 0% timely response rate and has provided relief in 0% of cases.
4
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
2
States Active
2013
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
River City Finance Co., Inc. complaint mix by product
- Debt collection 2 50.0% – 0% relief
- Money transfer, 1 25.0% – 0% relief
- Payday loan, 1 25.0% – 0% relief
How River City Finance Co., Inc.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2 |
| Money transfer, virtual currency, or money service | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 3 |
| KY | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Taking/threatening an illegal action | 1 |
| Managing, opening, or closing your mobile wallet account | 1 |
| Problem when making payments | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 0% |
| 2024 | 3 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About River City Finance Co., Inc.
River City Finance Co., Inc. has accumulated 4 consumer complaints in the CFPB public database, with filings active across 2 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2024-12-23, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, River City Finance Co., Inc. reports a 0% timely-response rate and has closed 25% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Taking/threatening an illegal action".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating River City Finance Co., Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does River City Finance Co., Inc. have?
River City Finance Co., Inc. has received 4 consumer complaints filed with the Consumer Financial Protection Bureau.
Does River City Finance Co., Inc. respond to complaints on time?
River City Finance Co., Inc. has a 0% timely response rate to CFPB complaints.
What is the most common complaint about River City Finance Co., Inc.?
The most common issue reported against River City Finance Co., Inc. is "Taking/threatening an illegal action" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.
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