2026 data Public-data reference. official source

Ridge & Valley Realty, Inc.

101 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

101 consumer complaints filed with the CFPB

This profile shows Ridge & Valley Realty, Inc.'s complaint history from CFPB public records. 101 consumers have filed complaints since 2013. The company has a 100% timely response rate and has provided relief in 2% of cases.

101
Total Complaints
100%
Timely Response
7.9%
Disputed
2%
Relief Provided
16
States Active
2013
Since

Total complaints

101

Filed since 2013

Timely response

100%

CFPB-tracked response window

Relief rate

2%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.0%
Industry median

Share closed with monetary or non-monetary relief.

Ridge & Valley Realty, Inc. complaint mix by product

Total complaints: 101

Ridge & Valley Realty, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 101 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 85 complaints (84.2%), resolution 2.4% Debt collection 84.2% Credit reporting,: 14 complaints (13.9%), resolution 0.0% Credit reporting, 13.9% Credit reporting: 2 complaints (2.0%), resolution 0.0%
  • Debt collection 85 84.2% 2% relief
  • Credit reporting, 14 13.9% 0% relief
  • Credit reporting 2 2.0% 0% relief

How Ridge & Valley Realty, Inc.'s 101 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 85
Credit reporting, credit repair services, or other personal consumer reports 14
Credit reporting or other personal consumer reports 2

Top States

State Complaints
CO 70
FL 7
AL 4
WA 2
NM 2
IN 2
MO 2
AZ 2
GA 2
KS 1
TX 1
UT 1
NV 1
NE 1
CA 1
VA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 27
False statements or representation 17
Cont'd attempts collect debt not owed 16
Written notification about debt 7
Incorrect information on your report 7
Disclosure verification of debt 7
Problem with a credit reporting company's investigation into an existing problem 6
Took or threatened to take negative or legal action 4
Communication tactics 2
Improper use of your report 2
Threatened to contact someone or share information improperly 2
Problem with a company's investigation into an existing issue 1
Taking/threatening an illegal action 1
Improper contact or sharing of info 1
Electronic communications 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 8 100%
2015 8 100%
2016 8 100%
2017 8 100%
2018 8 100%
2019 4 100%
2020 5 100%
2021 9 100%
2022 13 100%
2023 9 100%
2024 6 100%
2025 9 100%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Ridge & Valley Realty, Inc.

Ridge & Valley Realty, Inc. has accumulated 101 consumer complaints in the CFPB public database, with filings active across 16 U.S. states. Of those submissions, 40 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-02-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Ridge & Valley Realty, Inc. reports a 100% timely-response rate and has closed 98% of cases with a written explanation to the consumer. 2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.9% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Ridge & Valley Realty, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Ridge & Valley Realty, Inc. have?

Ridge & Valley Realty, Inc. has received 101 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Ridge & Valley Realty, Inc. respond to complaints on time?

Ridge & Valley Realty, Inc. has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Ridge & Valley Realty, Inc.?

The most common issue reported against Ridge & Valley Realty, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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