FMS Inc.
159 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
FMS Inc. complaint mix by product
- Debt collection 143 90.5% – 0% relief
- Credit reporting, 6 3.8% – 0% relief
- Credit card 4 2.5% – 0% relief
- Credit reporting 2 1.3% – 0% relief
- Consumer Loan 1 0.6% – 0% relief
- Credit reporting 1 0.6% – 0% relief
- Student loan 1 0.6% – 0% relief
How FMS Inc.'s 159 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 143 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit card | 4 |
| Credit reporting or other personal consumer reports | 2 |
| Consumer Loan | 1 |
| Credit reporting | 1 |
| Student loan | 1 |
| Credit card or prepaid card | 1 |
Top States
| State | Complaints |
|---|---|
| ID | 18 |
| OK | 15 |
| FL | 14 |
| CA | 11 |
| WA | 9 |
| NC | 8 |
| NJ | 8 |
| MD | 7 |
| OH | 5 |
| NV | 5 |
| TX | 5 |
| AZ | 5 |
| MI | 4 |
| IL | 4 |
| NY | 3 |
| VA | 3 |
| LA | 3 |
| PA | 3 |
| GA | 3 |
| CO | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 39 |
| Attempts to collect debt not owed | 30 |
| Communication tactics | 26 |
| Written notification about debt | 16 |
| Disclosure verification of debt | 11 |
| False statements or representation | 10 |
| Incorrect information on your report | 6 |
| Took or threatened to take negative or legal action | 4 |
| Improper contact or sharing of info | 3 |
| Electronic communications | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Improper use of your report | 1 |
| Payoff process | 1 |
| Problems when you are unable to pay | 1 |
| Delinquent account | 1 |
| Billing disputes | 1 |
| Billing statement | 1 |
| Incorrect information on credit report | 1 |
| Dealing with your lender or servicer | 1 |
| Problem when making payments | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 4 | 100% |
| 2014 | 22 | 100% |
| 2015 | 31 | 100% |
| 2016 | 17 | 100% |
| 2017 | 9 | 100% |
| 2018 | 11 | 100% |
| 2019 | 14 | 92.9% |
| 2020 | 18 | 94.4% |
| 2021 | 4 | 100% |
| 2022 | 5 | 80% |
| 2023 | 6 | 100% |
| 2024 | 4 | 100% |
| 2025 | 8 | 100% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About FMS Inc.
FMS Inc.'s 159 logged complaints stay concentrated: only 35 states show a filing on record. Only 37.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-25.
FMS Inc. answers 98.1% of complaints inside the CFPB's tracked window and closes 93.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about FMS Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does FMS Inc. have?
159, per the CFPB's public complaint count for this company (see the full breakdown above).
Does FMS Inc. respond to complaints on time?
98.1% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about FMS Inc.?
"Cont'd attempts collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.