CFPB · Faster timely-response band
Penn Credit Corporation
2.8K CFPB complaints · 99.9% timely (fast band) · top issue Attempts to collect debt not owed.
Penn Credit Corporation answers 99.9% on time (upper third) across 2.8K filings. Relief 1.3% · top product Debt collection. Allegations, not findings.
- Volume rank #178 of 342
- Faster timely-response band
- +679.4% filings 2013 to 2026
CFPB relief outcome brief
CCDB company penn-credit-corporation
1.3% relief · 99.9% timely · 2.8K filings · Debt collection
Same-product relief peers
Nearest relief peer: Amsher Collection Services, Inc. (1.3% relief)
Penn Credit Corporation closes 1.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 2.8K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Penn Credit Corporation complaint mix by product
- Debt collection 2K 84.8% – 1% relief
- Credit reporting, 203 7.4% – 0% relief
- Credit reporting 195 7.1% – 4% relief
- Credit reporting 10 0.4% – 0% relief
- Debt or 4 0.1% – 0% relief
- Consumer Loan 3 0.1% – 0% relief
- Credit card 2 0.1% – 0% relief
How Penn Credit Corporation's 2.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2.3K |
| Credit reporting, credit repair services, or other personal consumer reports | 203 |
| Credit reporting or other personal consumer reports | 195 |
| Credit reporting | 10 |
| Debt or credit management | 4 |
| Consumer Loan | 3 |
| Credit card | 2 |
| Payday loan | 2 |
| Credit card or prepaid card | 1 |
| Checking or savings account | 1 |
| Mortgage | 1 |
| Bank account or service | 1 |
| Payday loan, title loan, or personal loan | 1 |
Nationwide filing states for Penn Credit Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 17% of this company's filings
Penn Credit Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 265
- +679.4% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 469 |
| PA | 458 |
| NY | 256 |
| NJ | 164 |
| MI | 158 |
| OH | 141 |
| GA | 119 |
| TX | 112 |
| VA | 97 |
| CA | 89 |
| MD | 74 |
| IL | 72 |
| AZ | 57 |
| NC | 52 |
| CT | 39 |
| DE | 38 |
| SC | 37 |
| MA | 37 |
| TN | 20 |
| WV | 19 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 961 |
| Written notification about debt | 400 |
| Cont'd attempts collect debt not owed | 275 |
| Communication tactics | 231 |
| Incorrect information on your report | 228 |
| False statements or representation | 183 |
| Took or threatened to take negative or legal action | 132 |
| Improper use of your report | 71 |
| Disclosure verification of debt | 68 |
| Problem with a credit reporting company's investigation into an existing problem | 56 |
| Problem with a company's investigation into an existing problem | 37 |
| Improper contact or sharing of info | 32 |
| Threatened to contact someone or share information improperly | 25 |
| Electronic communications | 16 |
| Incorrect information on credit report | 8 |
| Credit monitoring or identity theft protection services | 5 |
| Taking/threatening an illegal action | 5 |
| Problem with customer service | 2 |
| Problem with a company's investigation into an existing issue | 2 |
| Managing the loan or lease | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 34 | 100% |
| 2014 | 141 | 100% |
| 2015 | 162 | 99.4% |
| 2016 | 149 | 98.7% |
| 2017 | 160 | 100% |
| 2018 | 206 | 100% |
| 2019 | 144 | 100% |
| 2020 | 156 | 100% |
| 2021 | 210 | 100% |
| 2022 | 201 | 100% |
| 2023 | 204 | 100% |
| 2024 | 312 | 100% |
| 2025 | 408 | 100% |
| 2026 | 265 | 100% |
Source: CFPB Consumer Complaint Database
Penn Credit Corporation in the faster-timely third
Penn Credit Corporation's 2,752 logged complaints reach a nationwide footprint - 51 states have at least one filing. Only 39.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25. Timely response 99.9% sits in the upper third of the corpus.
Penn Credit Corporation answers 99.9% of complaints inside the CFPB's tracked window (timely band: fast) and closes 1.3% with relief; 98.3% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Penn Credit Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Penn Credit Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 2.8K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Penn Credit Corporation (#178 of 342; 99.9% timely; 1.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Faster timely-response band