2026 data Public-data reference. official source

KINGS CREDIT SERVICES

139 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

139 consumer complaints filed with the CFPB

This profile shows KINGS CREDIT SERVICES's complaint history from CFPB public records. 139 consumers have filed complaints since 2013. The company has a 97.8% timely response rate and has provided relief in 0% of cases.

139
Total Complaints
97.8%
Timely Response
3.6%
Disputed
0%
Relief Provided
12
States Active
2013
Since

Total complaints

139

Filed since 2013

Timely response

97.8%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 97.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

KINGS CREDIT SERVICES complaint mix by product

Total complaints: 139

KINGS CREDIT SERVICES complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 139 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 124 complaints (89.2%), resolution 0.0% Debt collection 89.2% Credit reporting,: 14 complaints (10.1%), resolution 0.0% Credit reporting, 10.1% Credit card: 1 complaints (0.7%), resolution 0.0%
  • Debt collection 124 89.2% 0% relief
  • Credit reporting, 14 10.1% 0% relief
  • Credit card 1 0.7% 0% relief

How KINGS CREDIT SERVICES's 139 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 124
Credit reporting, credit repair services, or other personal consumer reports 14
Credit card or prepaid card 1

Top States

State Complaints
CA 120
FL 4
OR 2
NV 2
CO 2
AZ 2
HI 1
MA 1
KS 1
SC 1
NC 1
TX 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 47
Cont'd attempts collect debt not owed 18
Written notification about debt 15
Disclosure verification of debt 14
False statements or representation 13
Problem with a credit reporting company's investigation into an existing problem 10
Took or threatened to take negative or legal action 5
Improper contact or sharing of info 4
Taking/threatening an illegal action 3
Threatened to contact someone or share information improperly 3
Incorrect information on your report 2
Communication tactics 2
Problem with customer service 1
Getting a credit card 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2013 2 100%
2014 8 100%
2015 8 100%
2016 15 100%
2017 20 100%
2018 18 100%
2019 14 100%
2020 14 100%
2021 20 100%
2022 10 100%
2023 3 33.3%
2024 7 85.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About KINGS CREDIT SERVICES

KINGS CREDIT SERVICES has accumulated 139 consumer complaints in the CFPB public database, with filings active across 12 U.S. states. Of those submissions, 69 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2024-09-11, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, KINGS CREDIT SERVICES reports a 97.8% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating KINGS CREDIT SERVICES: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does KINGS CREDIT SERVICES have?

KINGS CREDIT SERVICES has received 139 consumer complaints filed with the Consumer Financial Protection Bureau.

Does KINGS CREDIT SERVICES respond to complaints on time?

KINGS CREDIT SERVICES has a 97.8% timely response rate to CFPB complaints.

What is the most common complaint about KINGS CREDIT SERVICES?

The most common issue reported against KINGS CREDIT SERVICES is "Attempts to collect debt not owed" in the "Debt collection" product category.

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