CFPB · Single-product concentration
Kings Credit Services
159 CFPB complaints · 89.9% in "Debt collection" · top issue Attempts to collect debt not owed.
Kings Credit Services: 89.9% of 159 CFPB complaints sit in "Debt collection". Timely 97.5% · relief 0%. Allegations, not findings.
- Single-product concentration
- +600% filings 2013 to 2024
CFPB relief outcome brief
CCDB company kings-credit-services
0% relief · 97.5% timely · 159 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Kings Credit Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Kings Credit Services's 159 filings include narrative text
56% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Kings Credit Services complaint mix by product
- Debt collection 143 89.9% – 0% relief
- Credit reporting, 15 9.4% – 0% relief
- Credit card 1 0.6% – 0% relief
How Kings Credit Services's 159 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 143 |
| Credit reporting, credit repair services, or other personal consumer reports | 15 |
| Credit card or prepaid card | 1 |
Concentrated filing states for Kings Credit Services
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 86.8% of this company's filings
Kings Credit Services rising annual filings
Annual filing volume from the CFPB public database
- 2024
- 14
- +600% vs 2013
Top States
| State | Complaints |
|---|---|
| CA | 138 |
| FL | 5 |
| CO | 2 |
| OR | 2 |
| NV | 2 |
| AZ | 2 |
| NC | 1 |
| SC | 1 |
| HI | 1 |
| MA | 1 |
| TX | 1 |
| MT | 1 |
| KS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 59 |
| Cont'd attempts collect debt not owed | 18 |
| Written notification about debt | 16 |
| False statements or representation | 16 |
| Disclosure verification of debt | 14 |
| Problem with a credit reporting company's investigation into an existing problem | 10 |
| Took or threatened to take negative or legal action | 7 |
| Improper contact or sharing of info | 4 |
| Threatened to contact someone or share information improperly | 4 |
| Incorrect information on your report | 3 |
| Taking/threatening an illegal action | 3 |
| Communication tactics | 2 |
| Getting a credit card | 1 |
| Improper use of your report | 1 |
| Problem with customer service | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 8 | 100% |
| 2015 | 8 | 100% |
| 2016 | 15 | 100% |
| 2017 | 21 | 100% |
| 2018 | 20 | 100% |
| 2019 | 18 | 100% |
| 2020 | 14 | 100% |
| 2021 | 23 | 100% |
| 2022 | 12 | 91.7% |
| 2023 | 4 | 50% |
| 2024 | 14 | 92.9% |
Source: CFPB Consumer Complaint Database
Kings Credit Services filings cluster in one product
Kings Credit Services's 159 logged complaints stay concentrated: only 13 states show a filing. 56% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2024-09-11.
Kings Credit Services answers 97.5% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Kings Credit Services.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Kings Credit Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 159.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Kings Credit Services (97.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration