CFPB · Single-product concentration

Rhode Island Housing and Mortgage Finance Corporation

47 CFPB complaints · 74.5% in "Mortgage" · top issue Trouble during payment process.

47 CFPB complaints

Rhode Island Housing and Mortgage Finance Corporation: 74.5% of 47 CFPB complaints sit in "Mortgage". Timely 91.5% · relief 8.5%. Allegations, not findings.

  • Single-product concentration
  • -20% filings 2017 to 2026

CFPB relief outcome brief

CCDB company rhode-island-housing-and-mortgage-finance-corporation

8.5% relief · 91.5% timely · 47 filings · Mortgage

Nearest relief peer: Ditech Financial LLC (8.4% relief)

Rhode Island Housing and Mor…8.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Rhode Island Housing and Mortgage Finance Corporation and nearest filing-volume peers

Rhode Island Housing and Mortgage Finance Corporation closes 8.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Rhode Island Housing and Mortgage Finance Corporation's 47 filings include narrative text

46.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 91.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 8.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Rhode Island Housing and Mortgage Finance Corporation complaint mix by product

Total complaints: 47

Rhode Island Housing and Mortgage Finance Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 47 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 35 complaints (74.5%), resolution 11.4% Mortgage 74.5% Credit reporting: 8 complaints (17.0%), resolution 0.0% Credit reporting 17.0% Credit reporting,: 4 complaints (8.5%), resolution 0.0% Credit reporting, 8.5%
  • Mortgage 35 74.5% 11% relief
  • Credit reporting 8 17.0% 0% relief
  • Credit reporting, 4 8.5% 0% relief

How Rhode Island Housing and Mortgage Finance Corporation's 47 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 35
Credit reporting or other personal consumer reports 8
Credit reporting, credit repair services, or other personal consumer reports 4

Concentrated filing states for Rhode Island Housing and Mortgage Finance Corporation

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
RI
85.1% of this company's filings
RI40ME4VA1MA1NJ1

Rhode Island Housing and Mortgage Finance Corporation falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
4
-20% vs 2017
05101520 2017201820192020202120222023202420252026 4

Top States

State Complaints
RI 40
ME 4
VA 1
MA 1
NJ 1

Top Issues

Issue Complaints
Trouble during payment process 23
Incorrect information on your report 10
Struggling to pay mortgage 7
Closing on a mortgage 2
Problem with a credit reporting company's investigation into an existing problem 2
Improper use of your report 1
Problem with a company's investigation into an existing problem 1
Applying for a mortgage or refinancing an existing mortgage 1

Yearly Trend

Year Complaints Timely
2017 5 100%
2018 5 100%
2019 2 100%
2020 1 100%
2021 3 100%
2022 3 33.3%
2023 3 66.7%
2024 6 100%
2025 15 100%
2026 4 75%

Source: CFPB Consumer Complaint Database

Rhode Island Housing and Mortgage Finance Corporation filings cluster in one product

Rhode Island Housing and Mortgage Finance Corporation's 47 logged complaints stay concentrated: only 5 states show a filing. 46.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-06-04.

Rhode Island Housing and Mortgage Finance Corporation answers 91.5% of complaints inside the CFPB's tracked window and closes 91.5% with a written explanation. 8.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rhode Island Housing and Mortgage Finance Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Rhode Island Housing and Mortgage Finance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Rhode Island Housing and Mortgage Finance Corporation (91.5% timely; 8.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration