CFPB · Single-product concentration

Residential Mortgage Services Holdings, Inc.

17 CFPB complaints · 88.2% in "Mortgage" · top issue Trouble during payment process.

17 CFPB complaints

Residential Mortgage Services Holdings, Inc.: 88.2% of 17 CFPB complaints sit in "Mortgage". Timely 88.2% · relief 35.3%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2012 to 2024

CFPB relief outcome brief

CCDB company residential-mortgage-services-holdings-inc

35.3% relief · 88.2% timely · 17 filings · Mortgage

Nearest relief peer: Bank of America, National Association (31% relief)

Residential Mortgage Service…35.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Residential Mortgage Services Holdings, Inc. and nearest filing-volume peers

Residential Mortgage Services Holdings, Inc. closes 35.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 17 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 88.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 35.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Residential Mortgage Services Holdings, Inc. complaint mix by product

Total complaints: 17

Residential Mortgage Services Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 15 complaints (88.2%), resolution 40.0% Mortgage 88.2% Credit reporting,: 2 complaints (11.8%), resolution 0.0% Credit reporting, 11.8%
  • Mortgage 15 88.2% 40% relief
  • Credit reporting, 2 11.8% 0% relief

How Residential Mortgage Services Holdings, Inc.'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 15
Credit reporting, credit repair services, or other personal consumer reports 2

Where Residential Mortgage Services Holdings, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NH
23.5% of this company's filings
NH4PA3MA3CT2MO1MD1VT1VA1

Residential Mortgage Services Holdings, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2024
1
0% vs 2012
02468 201220152017201820202024 1

Top States

State Complaints
NH 4
PA 3
MA 3
CT 2
MO 1
MD 1
VT 1
VA 1
DE 1

Top Issues

Issue Complaints
Trouble during payment process 3
Application, originator, mortgage broker 3
Loan servicing, payments, escrow account 2
Credit decision / Underwriting 2
Applying for a mortgage or refinancing an existing mortgage 2
Closing on a mortgage 2
Settlement process and costs 1
Identity theft protection or other monitoring services 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2012 1 0%
2015 6 100%
2017 2 100%
2018 3 100%
2020 4 100%
2024 1 0%

Source: CFPB Consumer Complaint Database

Residential Mortgage Services Holdings, Inc. filings cluster in one product

Residential Mortgage Services Holdings, Inc.'s 17 logged complaints stay concentrated: only 9 states show a filing. Only 29.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2024-12-13.

Residential Mortgage Services Holdings, Inc. answers 88.2% of complaints inside the CFPB's tracked window and closes 47.1% with a written explanation. 35.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Residential Mortgage Services Holdings, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Residential Mortgage Services Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Residential Mortgage Services Holdings, Inc. (88.2% timely; 35.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration