2026 data Public-data reference. official source

Great American Finance Co

230 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

230 consumer complaints filed with the CFPB

This profile shows Great American Finance Co's complaint history from CFPB public records. 230 consumers have filed complaints since 2014. The company has a 88.3% timely response rate and has provided relief in 2.6% of cases.

230
Total Complaints
88.3%
Timely Response
1.3%
Disputed
2.6%
Relief Provided
28
States Active
2014
Since

Total complaints

230

Filed since 2014

Timely response

88.3%

CFPB-tracked response window

Relief rate

2.6%

Closed with monetary or non-monetary relief

Timely response rate 88.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 2.6%
Industry median

Share closed with monetary or non-monetary relief.

Great American Finance Co complaint mix by product

Total complaints: 230

Great American Finance Co complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 230 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 80 complaints (36.0%), resolution 2.5% Debt collection 36.0% Credit reporting,: 58 complaints (26.1%), resolution 0.0% Credit reporting, 26.1% Credit reporting: 38 complaints (17.1%), resolution 0.0% Credit reporting 17.1% Credit card: 14 complaints (6.3%), resolution 0.0% Credit card 6.3% Payday loan,: 13 complaints (5.9%), resolution 0.0% Consumer Loan: 10 complaints (4.5%), resolution 40.0% Credit card: 9 complaints (4.1%), resolution 0.0%
  • Debt collection 80 36.0% 3% relief
  • Credit reporting, 58 26.1% 0% relief
  • Credit reporting 38 17.1% 0% relief
  • Credit card 14 6.3% 0% relief
  • Payday loan, 13 5.9% 0% relief
  • Consumer Loan 10 4.5% 40% relief
  • Credit card 9 4.1% 0% relief

How Great American Finance Co's 230 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 80
Credit reporting, credit repair services, or other personal consumer reports 58
Credit reporting or other personal consumer reports 38
Credit card or prepaid card 14
Payday loan, title loan, or personal loan 13
Consumer Loan 10
Credit card 9
Checking or savings account 3
Payday loan, title loan, personal loan, or advance loan 3
Money transfer, virtual currency, or money service 2

Top States

State Complaints
IL 61
CA 29
MI 20
TX 18
GA 18
IN 14
FL 13
OH 9
MD 7
PA 4
MO 3
NV 3
AZ 2
MA 2
NE 2
SC 2
NJ 2
NC 2
VA 2
WV 2

Top Issues

Issue Complaints
Incorrect information on your report 54
Improper use of your report 32
Attempts to collect debt not owed 30
Problem with a credit reporting company's investigation into an existing problem 15
Communication tactics 12
False statements or representation 9
Took or threatened to take negative or legal action 8
Problem with a company's investigation into an existing problem 8
Written notification about debt 7
Threatened to contact someone or share information improperly 6
Getting a credit card 6
Managing the loan or lease 6
Problem when making payments 5
Cont'd attempts collect debt not owed 4
Charged fees or interest you didn't expect 3
Problems when you are unable to pay 3
Improper contact or sharing of info 2
Problem with a purchase shown on your statement 2
Struggling to pay your loan 2
Fees or interest 2

Yearly Trend

Year Complaints Timely
2014 2 100%
2015 10 70%
2016 9 77.8%
2017 3 100%
2018 9 77.8%
2019 7 71.4%
2020 17 100%
2021 31 100%
2022 36 77.8%
2023 38 73.7%
2024 26 100%
2025 25 100%
2026 17 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Great American Finance Co

Great American Finance Co has accumulated 230 consumer complaints in the CFPB public database, with filings active across 28 U.S. states. Of those submissions, 81 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2014, and the most recent logged activity is 2026-04-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Great American Finance Co reports a 88.3% timely-response rate and has closed 92.2% of cases with a written explanation to the consumer. 2.6% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Great American Finance Co: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Great American Finance Co have?

Great American Finance Co has received 230 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Great American Finance Co respond to complaints on time?

Great American Finance Co has a 88.3% timely response rate to CFPB complaints.

What is the most common complaint about Great American Finance Co?

The most common issue reported against Great American Finance Co is "Incorrect information on your report" in the "Debt collection" product category.

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