CFPB · Single-product concentration
Residential Credit Opportunities Trust
9 CFPB complaints · 88.9% in "Mortgage" · top issue Struggling to pay mortgage.
Residential Credit Opportunities Trust: 88.9% of 9 CFPB complaints sit in "Mortgage". Timely 0% · relief 0%. Allegations, not findings.
- Single-product concentration
- 0% filings 2015 to 2021
CFPB relief outcome brief
CCDB company residential-credit-opportunities-trust
0% relief · 0% timely · 9 filings · Mortgage
Same-product relief peers
Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)
Residential Credit Opportunities Trust closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Residential Credit Opportunities Trust complaint mix by product
- Mortgage 8 88.9% – 0% relief
- Debt collection 1 11.1% – 0% relief
How Residential Credit Opportunities Trust's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 8 |
| Debt collection | 1 |
Where Residential Credit Opportunities Trust complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 33.3% of this company's filings
Residential Credit Opportunities Trust complaints by year
Annual filing volume from the CFPB public database
- 2021
- 2
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| GA | 3 |
| FL | 2 |
| CA | 1 |
| MD | 1 |
| DC | 1 |
| OH | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Struggling to pay mortgage | 3 |
| Trouble during payment process | 3 |
| Loan modification,collection,foreclosure | 2 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 0% |
| 2018 | 1 | 0% |
| 2019 | 1 | 0% |
| 2020 | 3 | 0% |
| 2021 | 2 | 0% |
Source: CFPB Consumer Complaint Database
Residential Credit Opportunities Trust filings cluster in one product
Residential Credit Opportunities Trust's 9 logged complaints stay concentrated: only 6 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2021-12-05.
Residential Credit Opportunities Trust answers 0% of complaints inside the CFPB's tracked window and closes 11.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Struggling to pay mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Residential Credit Opportunities Trust.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Residential Credit Opportunities Trust: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Residential Credit Opportunities Trust (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration