CFPB · Single-product concentration

Recovery One, LLC

166 CFPB complaints · 86.1% in "Debt collection" · top issue Attempts to collect debt not owed.

166 CFPB complaints

Recovery One, LLC: 86.1% of 166 CFPB complaints sit in "Debt collection". Timely 99.4% · relief 0.6%. Allegations, not findings.

  • Single-product concentration
  • +233.3% filings 2013 to 2026

CFPB relief outcome brief

CCDB company recovery-one-llc

0.6% relief · 99.4% timely · 166 filings · Debt collection

Nearest relief peer: Credit Corp Solutions Inc. (0.6% relief)

Recovery One, LLC (this)0.6%Integrity Solution Services,…1.2%Applied Business Services, I…0%Deutsche Bank3%Banner Corporation13.3%
Closed-with-relief % among Recovery One, LLC and nearest filing-volume peers

Recovery One, LLC closes 0.6% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Recovery One, LLC's 166 filings include narrative text

49.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 99.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Recovery One, LLC complaint mix by product

Total complaints: 166

Recovery One, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 166 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 143 complaints (86.1%), resolution 0.7% Debt collection 86.1% Credit reporting,: 18 complaints (10.8%), resolution 0.0% Credit reporting, 10.8% Credit reporting: 5 complaints (3.0%), resolution 0.0%
  • Debt collection 143 86.1% 1% relief
  • Credit reporting, 18 10.8% 0% relief
  • Credit reporting 5 3.0% 0% relief

How Recovery One, LLC's 166 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 143
Credit reporting, credit repair services, or other personal consumer reports 18
Credit reporting or other personal consumer reports 5

Where Recovery One, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
21.1% of this company's filings
OH35TX23CA13FL13GA11AL11MI7NC5

Recovery One, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
10
+233.3% vs 2013
0510152025 20132015201720192021202320252026 10

Top States

State Complaints
OH 35
TX 23
CA 13
FL 13
GA 11
AL 11
MI 7
NC 5
WA 5
IL 4
CO 4
MD 4
VA 3
NY 3
MO 3
MS 3
AR 2
NV 2
KY 1
OR 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 62
Cont'd attempts collect debt not owed 21
Incorrect information on your report 17
False statements or representation 16
Communication tactics 15
Written notification about debt 13
Disclosure verification of debt 9
Took or threatened to take negative or legal action 5
Problem with a credit reporting company's investigation into an existing problem 3
Improper use of your report 2
Improper contact or sharing of info 1
Taking/threatening an illegal action 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2013 3 100%
2014 12 100%
2015 20 95%
2016 9 100%
2017 10 100%
2018 17 100%
2019 13 100%
2020 15 100%
2021 13 100%
2022 11 100%
2023 7 100%
2024 11 100%
2025 15 100%
2026 10 100%

Source: CFPB Consumer Complaint Database

Recovery One, LLC filings cluster in one product

Recovery One, LLC's 166 logged complaints stay concentrated: only 31 states show a filing. 49.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-05-14.

Recovery One, LLC answers 99.4% of complaints inside the CFPB's tracked window and closes 99.4% with a written explanation. 0.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Recovery One, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Recovery One, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Recovery One, LLC (99.4% timely; 0.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration