CFPB · Single-product concentration
Rapid Home Lending Inc.
15 CFPB complaints · 93.3% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
Rapid Home Lending Inc.: 93.3% of 15 CFPB complaints sit in "Mortgage". Timely 86.7% · relief 26.7%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2022 to 2026
CFPB relief outcome brief
CCDB company rapid-home-lending-inc
26.7% relief · 86.7% timely · 15 filings · Mortgage
Same-product relief peers
Nearest relief peer: Royal United Mortgage LLC (26% relief)
Rapid Home Lending Inc. closes 26.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Rapid Home Lending Inc.'s 15 filings include narrative text
66.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Rapid Home Lending Inc. complaint mix by product
- Mortgage 14 93.3% – 29% relief
- Credit reporting, 1 6.7% – 0% relief
How Rapid Home Lending Inc.'s 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 14 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Where Rapid Home Lending Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 13.3% of this company's filings
Rapid Home Lending Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 2
- -66.7% vs 2022
Top States
| State | Complaints |
|---|---|
| IL | 2 |
| PA | 2 |
| VA | 2 |
| AZ | 2 |
| FL | 2 |
| CA | 2 |
| NC | 1 |
| GA | 1 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 8 |
| Closing on a mortgage | 4 |
| Trouble during payment process | 2 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 6 | 83.3% |
| 2023 | 1 | 0% |
| 2024 | 1 | 100% |
| 2025 | 5 | 100% |
| 2026 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Rapid Home Lending Inc. filings cluster in one product
Rapid Home Lending Inc.'s 15 logged complaints stay concentrated: only 9 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-17.
Rapid Home Lending Inc. answers 86.7% of complaints inside the CFPB's tracked window and closes 73.3% with a written explanation. 26.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rapid Home Lending Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Rapid Home Lending Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 15.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 86.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Rapid Home Lending Inc. (86.7% timely; 26.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration