2026 data Public-data reference. official source

Rapid Home Lending Inc.

5 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

5 consumer complaints filed with the CFPB

This profile shows Rapid Home Lending Inc.'s complaint history from CFPB public records. 5 consumers have filed complaints since 2022. The company has a 80% timely response rate and has provided relief in 20% of cases.

5
Total Complaints
80%
Timely Response
0%
Disputed
20%
Relief Provided
4
States Active
2022
Since

Total complaints

5

Filed since 2022

Timely response

80%

CFPB-tracked response window

Relief rate

20%

Closed with monetary or non-monetary relief

Timely response rate 80.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median

Share closed with monetary or non-monetary relief.

Rapid Home Lending Inc. complaint mix by product

Total complaints: 5

Rapid Home Lending Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 5 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 4 complaints (80.0%), resolution 25.0% Mortgage 80.0% Credit reporting,: 1 complaints (20.0%), resolution 0.0% Credit reporting, 20.0%
  • Mortgage 4 80.0% 25% relief
  • Credit reporting, 1 20.0% 0% relief

How Rapid Home Lending Inc.'s 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 4
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
FL 2
CA 1
AZ 1
VA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 3
Incorrect information on your report 1
Closing on a mortgage 1

Yearly Trend

Year Complaints Timely
2022 4 75%
2025 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Rapid Home Lending Inc.

Rapid Home Lending Inc. has accumulated 5 consumer complaints in the CFPB public database, with filings active across 4 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2022, and the most recent logged activity is 2025-06-24, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Rapid Home Lending Inc. reports a 80% timely-response rate and has closed 80% of cases with a written explanation to the consumer. 20% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Applying for a mortgage or refinancing an existing mortgage".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Rapid Home Lending Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Rapid Home Lending Inc. have?

Rapid Home Lending Inc. has received 5 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Rapid Home Lending Inc. respond to complaints on time?

Rapid Home Lending Inc. has a 80% timely response rate to CFPB complaints.

What is the most common complaint about Rapid Home Lending Inc.?

The most common issue reported against Rapid Home Lending Inc. is "Applying for a mortgage or refinancing an existing mortgage" in the "Mortgage" product category.

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