Total complaints
556
Filed since 2013
556 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
556 consumer complaints filed with the CFPB
This profile shows RS Clark and Associates, Inc.'s complaint history from CFPB public records. 556 consumers have filed complaints since 2013. The company has a 85.8% timely response rate and has provided relief in 1.3% of cases.
Total complaints
556
Filed since 2013
Timely response
85.8%
CFPB-tracked response window
Relief rate
1.3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How RS Clark and Associates, Inc.'s 556 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 460 |
| Credit reporting or other personal consumer reports | 48 |
| Credit reporting, credit repair services, or other personal consumer reports | 46 |
| Consumer Loan | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| State | Complaints |
|---|---|
| TX | 344 |
| GA | 55 |
| FL | 29 |
| NC | 14 |
| TN | 14 |
| CA | 10 |
| LA | 9 |
| SC | 9 |
| OK | 9 |
| AR | 7 |
| IL | 6 |
| MI | 6 |
| MO | 5 |
| OH | 5 |
| KY | 4 |
| AL | 4 |
| AZ | 4 |
| MS | 3 |
| PA | 3 |
| NV | 2 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 177 |
| Written notification about debt | 75 |
| Cont'd attempts collect debt not owed | 56 |
| Took or threatened to take negative or legal action | 54 |
| Incorrect information on your report | 51 |
| False statements or representation | 46 |
| Disclosure verification of debt | 24 |
| Communication tactics | 23 |
| Improper use of your report | 18 |
| Problem with a credit reporting company's investigation into an existing problem | 15 |
| Problem with a company's investigation into an existing problem | 9 |
| Improper contact or sharing of info | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Managing the loan or lease | 1 |
| Getting the loan | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 7 | 85.7% |
| 2014 | 26 | 100% |
| 2015 | 23 | 52.2% |
| 2016 | 29 | 72.4% |
| 2017 | 35 | 97.1% |
| 2018 | 29 | 96.6% |
| 2019 | 29 | 51.7% |
| 2020 | 27 | 81.5% |
| 2021 | 45 | 84.4% |
| 2022 | 33 | 100% |
| 2023 | 52 | 100% |
| 2024 | 65 | 93.8% |
| 2025 | 108 | 84.3% |
| 2026 | 48 | 79.2% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
RS Clark and Associates, Inc. has accumulated 556 consumer complaints in the CFPB public database, with filings active across 30 U.S. states. Of those submissions, 168 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, RS Clark and Associates, Inc. reports a 85.8% timely-response rate and has closed 97.3% of cases with a written explanation to the consumer. 1.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RS Clark and Associates, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
RS Clark and Associates, Inc. has received 556 consumer complaints filed with the Consumer Financial Protection Bureau.
RS Clark and Associates, Inc. has a 85.8% timely response rate to CFPB complaints.
The most common issue reported against RS Clark and Associates, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.