RS Clark and Associates, Inc.
680 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
RS Clark and Associates, Inc. complaint mix by product
- Debt collection 557 81.9% – 2% relief
- Credit reporting 62 9.1% – 0% relief
- Credit reporting, 58 8.5% – 0% relief
- Payday loan, 1 0.1% – 0% relief
- Consumer Loan 1 0.1% – 0% relief
- Credit card 1 0.1% – 0% relief
How RS Clark and Associates, Inc.'s 680 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 557 |
| Credit reporting or other personal consumer reports | 62 |
| Credit reporting, credit repair services, or other personal consumer reports | 58 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
| Credit card or prepaid card | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 420 |
| GA | 66 |
| FL | 41 |
| NC | 18 |
| TN | 15 |
| CA | 13 |
| SC | 10 |
| OK | 9 |
| LA | 9 |
| AR | 8 |
| MS | 8 |
| IL | 6 |
| MO | 6 |
| MI | 6 |
| AL | 5 |
| OH | 5 |
| AZ | 5 |
| NY | 4 |
| KY | 4 |
| MD | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 212 |
| Written notification about debt | 98 |
| Took or threatened to take negative or legal action | 68 |
| Incorrect information on your report | 65 |
| False statements or representation | 59 |
| Cont'd attempts collect debt not owed | 59 |
| Communication tactics | 30 |
| Disclosure verification of debt | 26 |
| Improper use of your report | 24 |
| Problem with a credit reporting company's investigation into an existing problem | 17 |
| Problem with a company's investigation into an existing problem | 13 |
| Improper contact or sharing of info | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Excessive fees | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Getting the loan | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 7 | 85.7% |
| 2014 | 26 | 100% |
| 2015 | 24 | 50% |
| 2016 | 33 | 72.7% |
| 2017 | 37 | 94.6% |
| 2018 | 38 | 94.7% |
| 2019 | 34 | 52.9% |
| 2020 | 33 | 75.8% |
| 2021 | 52 | 86.5% |
| 2022 | 43 | 100% |
| 2023 | 62 | 100% |
| 2024 | 76 | 94.7% |
| 2025 | 128 | 85.2% |
| 2026 | 87 | 88.5% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About RS Clark and Associates, Inc.
RS Clark and Associates, Inc.'s 680 logged complaints stay concentrated: only 32 states show a filing on record. Only 37.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-25.
RS Clark and Associates, Inc. answers 86.8% of complaints inside the CFPB's tracked window and closes 96.9% with a written explanation. 1.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RS Clark and Associates, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does RS Clark and Associates, Inc. have?
680, per the CFPB's public complaint count for this company (see the full breakdown above).
Does RS Clark and Associates, Inc. respond to complaints on time?
86.8% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about RS Clark and Associates, Inc.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.