CFPB · Single-product concentration
RS Clark and Associates, Inc.
680 CFPB complaints · 81.9% in "Debt collection" · top issue Attempts to collect debt not owed.
RS Clark and Associates, Inc.: 81.9% of 680 CFPB complaints sit in "Debt collection". Timely 86.8% · relief 1.3%. Allegations, not findings.
- Single-product concentration
- +1142.9% filings 2013 to 2026
CFPB relief outcome brief
CCDB company rs-clark-and-associates-inc
1.3% relief · 86.8% timely · 680 filings · Debt collection
Same-product relief peers
Nearest relief peer: Amsher Collection Services, Inc. (1.3% relief)
RS Clark and Associates, Inc. closes 1.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 680 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
RS Clark and Associates, Inc. complaint mix by product
- Debt collection 557 81.9% – 2% relief
- Credit reporting 62 9.1% – 0% relief
- Credit reporting, 58 8.5% – 0% relief
- Payday loan, 1 0.1% – 0% relief
- Consumer Loan 1 0.1% – 0% relief
- Credit card 1 0.1% – 0% relief
How RS Clark and Associates, Inc.'s 680 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 557 |
| Credit reporting or other personal consumer reports | 62 |
| Credit reporting, credit repair services, or other personal consumer reports | 58 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Consumer Loan | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for RS Clark and Associates, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 61.8% of this company's filings
RS Clark and Associates, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 87
- +1142.9% vs 2013
Top States
| State | Complaints |
|---|---|
| TX | 420 |
| GA | 66 |
| FL | 41 |
| NC | 18 |
| TN | 15 |
| CA | 13 |
| SC | 10 |
| OK | 9 |
| LA | 9 |
| AR | 8 |
| MS | 8 |
| IL | 6 |
| MO | 6 |
| MI | 6 |
| AL | 5 |
| OH | 5 |
| AZ | 5 |
| NY | 4 |
| KY | 4 |
| MD | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 212 |
| Written notification about debt | 98 |
| Took or threatened to take negative or legal action | 68 |
| Incorrect information on your report | 65 |
| False statements or representation | 59 |
| Cont'd attempts collect debt not owed | 59 |
| Communication tactics | 30 |
| Disclosure verification of debt | 26 |
| Improper use of your report | 24 |
| Problem with a credit reporting company's investigation into an existing problem | 17 |
| Problem with a company's investigation into an existing problem | 13 |
| Improper contact or sharing of info | 3 |
| Threatened to contact someone or share information improperly | 2 |
| Excessive fees | 1 |
| Problem with a company's investigation into an existing issue | 1 |
| Getting the loan | 1 |
| Managing the loan or lease | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 7 | 85.7% |
| 2014 | 26 | 100% |
| 2015 | 24 | 50% |
| 2016 | 33 | 72.7% |
| 2017 | 37 | 94.6% |
| 2018 | 38 | 94.7% |
| 2019 | 34 | 52.9% |
| 2020 | 33 | 75.8% |
| 2021 | 52 | 86.5% |
| 2022 | 43 | 100% |
| 2023 | 62 | 100% |
| 2024 | 76 | 94.7% |
| 2025 | 128 | 85.2% |
| 2026 | 87 | 88.5% |
Source: CFPB Consumer Complaint Database
RS Clark and Associates, Inc. filings cluster in one product
RS Clark and Associates, Inc.'s 680 logged complaints stay concentrated: only 32 states show a filing. Only 37.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.
RS Clark and Associates, Inc. answers 86.8% of complaints inside the CFPB's tracked window and closes 96.9% with a written explanation. 1.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RS Clark and Associates, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for RS Clark and Associates, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 680.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 86.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for RS Clark and Associates, Inc. (86.8% timely; 1.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration