2026 data Public-data reference. official source

RS Clark and Associates, Inc.

556 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

556 consumer complaints filed with the CFPB

This profile shows RS Clark and Associates, Inc.'s complaint history from CFPB public records. 556 consumers have filed complaints since 2013. The company has a 85.8% timely response rate and has provided relief in 1.3% of cases.

556
Total Complaints
85.8%
Timely Response
4.5%
Disputed
1.3%
Relief Provided
30
States Active
2013
Since

Total complaints

556

Filed since 2013

Timely response

85.8%

CFPB-tracked response window

Relief rate

1.3%

Closed with monetary or non-monetary relief

Timely response rate 85.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.3%
Industry median

Share closed with monetary or non-monetary relief.

RS Clark and Associates, Inc. complaint mix by product

Total complaints: 556

RS Clark and Associates, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 556 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 460 complaints (82.7%), resolution 1.5% Debt collection 82.7% Credit reporting: 48 complaints (8.6%), resolution 0.0% Credit reporting 8.6% Credit reporting,: 46 complaints (8.3%), resolution 0.0% Credit reporting, 8.3% Consumer Loan: 1 complaints (0.2%), resolution 0.0% Payday loan,: 1 complaints (0.2%), resolution 0.0%
  • Debt collection 460 82.7% 2% relief
  • Credit reporting 48 8.6% 0% relief
  • Credit reporting, 46 8.3% 0% relief
  • Consumer Loan 1 0.2% 0% relief
  • Payday loan, 1 0.2% 0% relief

How RS Clark and Associates, Inc.'s 556 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 460
Credit reporting or other personal consumer reports 48
Credit reporting, credit repair services, or other personal consumer reports 46
Consumer Loan 1
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
TX 344
GA 55
FL 29
NC 14
TN 14
CA 10
LA 9
SC 9
OK 9
AR 7
IL 6
MI 6
MO 5
OH 5
KY 4
AL 4
AZ 4
MS 3
PA 3
NV 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 177
Written notification about debt 75
Cont'd attempts collect debt not owed 56
Took or threatened to take negative or legal action 54
Incorrect information on your report 51
False statements or representation 46
Disclosure verification of debt 24
Communication tactics 23
Improper use of your report 18
Problem with a credit reporting company's investigation into an existing problem 15
Problem with a company's investigation into an existing problem 9
Improper contact or sharing of info 3
Threatened to contact someone or share information improperly 2
Managing the loan or lease 1
Getting the loan 1
Problem with a company's investigation into an existing issue 1

Yearly Trend

Year Complaints Timely
2013 7 85.7%
2014 26 100%
2015 23 52.2%
2016 29 72.4%
2017 35 97.1%
2018 29 96.6%
2019 29 51.7%
2020 27 81.5%
2021 45 84.4%
2022 33 100%
2023 52 100%
2024 65 93.8%
2025 108 84.3%
2026 48 79.2%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About RS Clark and Associates, Inc.

RS Clark and Associates, Inc. has accumulated 556 consumer complaints in the CFPB public database, with filings active across 30 U.S. states. Of those submissions, 168 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-08, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, RS Clark and Associates, Inc. reports a 85.8% timely-response rate and has closed 97.3% of cases with a written explanation to the consumer. 1.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RS Clark and Associates, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does RS Clark and Associates, Inc. have?

RS Clark and Associates, Inc. has received 556 consumer complaints filed with the Consumer Financial Protection Bureau.

Does RS Clark and Associates, Inc. respond to complaints on time?

RS Clark and Associates, Inc. has a 85.8% timely response rate to CFPB complaints.

What is the most common complaint about RS Clark and Associates, Inc.?

The most common issue reported against RS Clark and Associates, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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