CFPB · Diversified product mix

Skopos Financial, LLC

470 CFPB complaints · diversified mix (top product 26.8%) · top issue Incorrect information on your report.

470 CFPB complaints

Skopos Financial, LLC: top product "Credit reporting or other personal consumer reports" is only 26.8% of 470 - multi-bucket mix. Timely 86.8% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +469.2% filings 2016 to 2026

CFPB relief outcome brief

CCDB company skopos-financial-llc

0% relief · 86.8% timely · 470 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Skopos Financial, LLC (this)0%Aspen Yo LLC0.9%Home Loan Center, Inc.0.4%American Profit Recovery, In…0.9%Merchants Adjustment Service…0.2%
Closed-with-relief % among Skopos Financial, LLC and nearest filing-volume peers

Skopos Financial, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Skopos Financial, LLC's 470 filings include narrative text

46% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 86.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Skopos Financial, LLC complaint mix by product

Total complaints: 470

Skopos Financial, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 470 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 126 complaints (27.2%), resolution 0.0% Credit reporting 27.2% Payday loan,: 101 complaints (21.8%), resolution 0.0% Payday loan, 21.8% Vehicle loan: 76 complaints (16.4%), resolution 0.0% Vehicle loan 16.4% Debt collection: 66 complaints (14.2%), resolution 0.0% Debt collection 14.2% Credit reporting,: 65 complaints (14.0%), resolution 0.0% Credit reporting, 14.0% Payday loan,: 16 complaints (3.4%), resolution 0.0% Consumer Loan: 14 complaints (3.0%), resolution 0.0%
  • Credit reporting 126 27.2% 0% relief
  • Payday loan, 101 21.8% 0% relief
  • Vehicle loan 76 16.4% 0% relief
  • Debt collection 66 14.2% 0% relief
  • Credit reporting, 65 14.0% 0% relief
  • Payday loan, 16 3.4% 0% relief
  • Consumer Loan 14 3.0% 0% relief

How Skopos Financial, LLC's 470 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 126
Payday loan, title loan, personal loan, or advance loan 101
Vehicle loan or lease 76
Debt collection 66
Credit reporting, credit repair services, or other personal consumer reports 65
Payday loan, title loan, or personal loan 16
Consumer Loan 14
Checking or savings account 2
Credit card 2
Debt or credit management 1
Credit card or prepaid card 1

Where Skopos Financial, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
20% of this company's filings
TX94GA55FL47IL42CA36SC26MO17VA16

Skopos Financial, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
74
+469.2% vs 2016
050100150200 20162017201820192020202120222023202420252026 74

Top States

State Complaints
TX 94
GA 55
FL 47
IL 42
CA 36
SC 26
MO 17
VA 16
AL 13
AZ 9
OR 8
NC 8
IN 7
OH 7
DC 7
PA 7
MI 7
LA 7
TN 6
WI 6

Top Issues

Issue Complaints
Incorrect information on your report 102
Improper use of your report 71
Charged fees or interest you didn't expect 29
Attempts to collect debt not owed 27
Managing the loan or lease 27
Struggling to pay your loan 26
Problem with a company's investigation into an existing problem 19
Problem with a credit reporting company's investigation into an existing problem 18
Getting the loan 14
Took or threatened to take negative or legal action 13
Problem when making payments 11
Repossession 10
Communication tactics 10
Problem with the payoff process at the end of the loan 9
False statements or representation 9
Getting a loan or lease 9
Problems at the end of the loan or lease 8
Problems when you are unable to pay 7
Getting a line of credit 5
Loan payment wasn't credited to your account 5

Yearly Trend

Year Complaints Timely
2016 13 84.6%
2017 13 92.3%
2018 21 100%
2019 11 100%
2020 22 54.5%
2021 26 100%
2022 29 100%
2023 35 68.6%
2024 77 89.6%
2025 149 87.9%
2026 74 83.8%

Source: CFPB Consumer Complaint Database

Skopos Financial, LLC spreads across product buckets

Skopos Financial, LLC's 470 logged complaints stay concentrated: only 38 states show a filing. 46% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-18.

Skopos Financial, LLC answers 86.8% of complaints inside the CFPB's tracked window and closes 96.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Skopos Financial, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Skopos Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Skopos Financial, LLC (86.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix