CFPB · Single-product concentration

RANLife, Inc.

29 CFPB complaints · 93.1% in "Mortgage" · top issue Trouble during payment process.

29 CFPB complaints

RANLife, Inc.: 93.1% of 29 CFPB complaints sit in "Mortgage". Timely 96.6% · relief 6.9%. Allegations, not findings.

  • Single-product concentration
  • +50% filings 2016 to 2026

CFPB relief outcome brief

CCDB company ranlife-inc

6.9% relief · 96.6% timely · 29 filings · Mortgage

Nearest relief peer: Plaza Home Mortgage, Inc. (6.9% relief)

RANLife, Inc. (this)6.9%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among RANLife, Inc. and nearest filing-volume peers

RANLife, Inc. closes 6.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of RANLife, Inc.'s 29 filings include narrative text

65.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

RANLife, Inc. complaint mix by product

Total complaints: 29

RANLife, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 29 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 27 complaints (93.1%), resolution 7.4% Mortgage 93.1% Credit reporting,: 2 complaints (6.9%), resolution 0.0% Credit reporting, 6.9%
  • Mortgage 27 93.1% 7% relief
  • Credit reporting, 2 6.9% 0% relief

How RANLife, Inc.'s 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 27
Credit reporting, credit repair services, or other personal consumer reports 2

Where RANLife, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
UT
34.5% of this company's filings
UT10CA8TN4OR3TX2FL1VA1

RANLife, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+50% vs 2016
0123456 2016201720192020202120222023202420252026 3

Top States

State Complaints
UT 10
CA 8
TN 4
OR 3
TX 2
FL 1
VA 1

Top Issues

Issue Complaints
Trouble during payment process 14
Struggling to pay mortgage 3
Applying for a mortgage or refinancing an existing mortgage 3
Incorrect information on your report 3
Application, originator, mortgage broker 2
Settlement process and costs 1
Closing on a mortgage 1
Problem with a credit reporting company's investigation into an existing problem 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2016 2 100%
2017 1 100%
2019 2 100%
2020 4 100%
2021 4 100%
2022 3 100%
2023 1 100%
2024 4 75%
2025 5 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

RANLife, Inc. filings cluster in one product

RANLife, Inc.'s 29 logged complaints stay concentrated: only 7 states show a filing. 65.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-05-12.

RANLife, Inc. answers 96.6% of complaints inside the CFPB's tracked window and closes 93.1% with a written explanation. 6.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RANLife, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for RANLife, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for RANLife, Inc. (96.6% timely; 6.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration